Latest Blog Posts
How to Overcome Intoxication Exclusions for Life Insurance, LTD, and Accidental Death and Dismemberment Insurance
You pay for insurance in case of an accident that leaves you with a severe injury or results in death. While insurance should provide benefits...
ERISA Disability Offset Provisions
You receive approval for your long-term disability benefits, and you think there is nothing else to worry about. However, the insurance company is still looking...
Private Disability Insurance
Imagine you are a non-disabled worker, and you have no expectation that you will have to touch your savings because of any medical condition. Unfortunately,...
Finding a Sample Long-Term Disability Appeal Letter
You file a long-term disability claim, and when you get a response letter, you see a denial. Many claimants think this is the end and...
ERISA Disability Benefits
Being unable to work is challenging, whether because of a temporary disability or a long-term one. Luckily, you can file for employer-sponsored long-term disability benefits....
How to Appeal an ERISA Accidental Death and Dismemberment Insurance Claim Denial
Attorneys Who Handle Accidental Death and Dismemberment Claims Will Tell You to File an Appeal if the Insurance Company Denies Your Claim To those stuck...
When to file an ERISA long-term disability claim
There are different deadlines for filing an ERISA long-term disability claim. You will need to review your insurance policy to determine when to file a...
LTD for Healthcare Workers
Healthcare workers have responsibilities to the general public to get everyone safe and healthy while in their care. However, medical professionals are not exempt from...
Qualifying for ERISA Long-Term Disability Insurance
Employees have many benefits available to them through their employer. While familiar with health insurance and retirement benefits, you may be unaware of disability benefits....
How to Write an Appeal Letter to an Insurance Company?
When you get a denial letter from the insurance company telling you that you do not qualify for long-term disability benefits that you were counting...
Common Questions and Answers About Disability Benefits
Long-term disability claims are a high-stakes matter for you and the insurance company. A long-term disability claim is often worth far more than an SSDI...
The Pros and Cons of Settling Your LTD Claim
ERISA long-term disability attorneys often talk about appeals and benefit fights with the insurance companies. These happen in many cases where the insurance company wants...