Latest Blog Posts
ERISA Claims and Appeal Process [Guide]
In this guide you will learn, step-by-step, how to file an ERISA claim. Contrary to some impressions, ERISA does not guarantee you long-term disability benefits...
Sample Appeal Letter for ERISA Life Insurance Claim Denial After Failure to Offer Conversion to an Individual Policy
As an ERISA attorney, people sometimes ask for a sample administrative appeal letter. So hopefully you’ll find this helpful! This sample appeal letter structure can...
How to Win When Intoxication Exclusions in Life Insurance or Accidental Death And Dismemberment Insurance Policies Are Abused by Insurance Companies Like Cigna (a.k.a. Life Insurance Company of North America)
By a former insurance company attorney, who now fights for the claimant – Price McNamara If an insurance company denies your claim for accidental death...
Do I Need Life Insurance? 5 Things To Consider
There are a lot of ads proclaiming that you need to get life insurance, and they make a compelling case. Life insurance can be a...
What Does Long Term Disability Cover?
One of the most serious economic risks that workers face is severe, chronic, ongoing disability, also known as long-term disability (LTD). Long-term disability refers to...
8 Mistakes To Avoid When Filing A Life Insurance Claim
Life insurance provides peace of mind that if you die unexpectedly, your family will have financial security. However, many things can happen from the time...
Who Decides What Counts As A Disability?
When you’re sick or injured and can’t work, you shouldn’t have to wonder what counts as a disability. Your policy or plan summary should explain...
What is ERISA Law and Does It Apply to You?
ERISA is a federal law. It applies to many private employers and establishes minimum standards for health, retirement (pension plans), and other welfare benefit plans,...
Understanding The Possible Exclusions In Your AD&D Policy
Planning to make sure that your family will have the financial support they need if you are injured or killed can be emotionally challenging, but...
Do I Need An ERISA Attorney? When It’s Time To Call The Experts
The Employee Retirement Income Security Act (ERISA) was enacted as federal law in 1974. The Act provides protections and governs the benefits of individuals in...
8 Common Mistakes With An ERISA Disability Appeal
Your ERISA disability appeal is your last chance to provide evidence to support your disability claim. Given the importance of the appeal process, you should...
6 Steps You Need to Take When Preparing for A Life Insurance Dispute
A life insurance dispute is the last thing a policyholder would want for their policy’s beneficiary. Every year, life insurance claims go into dispute, causing...