Losing my own brother, then my father and sister after long, disabling illnesses just a few months apart drove a career change for me. Before that experience, I never truly understood the place you’re in – never understood the dramatic impact that receiving (or not receiving) the disability and life insurance benefits you paid for and counted on can have on your life — when you need to focus on family and healing. That experience drives the way I view my clients and my work, and I will never forget it….
WHAT WE DO
We help you recover your denied ERISA insurance benefits – because they belong to you.
100 % Focused: Our practice is only ERISA long-and short-term disability, accidental death / dismemberment, and life insurance claim denials. We don’t handle any other types of cases.
Never Overloaded: We intentionally limit the number of cases we handle at a given time for the benefit of sanity and simplicity. This results in efficiency and expertise despite the ever-changing, complex area of ERISA law. It also translates into better results with superior client communication and satisfaction.
Our tight-knit team has our clients’ and each other’s backs according to our Mission and Core Values listed below. That works best for our clients and ourselves.
WHY WE DO IT. OUR STORY.
FROM “BIG LAW” INSURANCE COMPANY ATTORNEY TO FIGHTING FOR JUSTICE FOR VICTIMS UN UNFAIR CLAIM DENIALS
WHY I QUIT “BIG LAW” AND REPRESENTING INSURANCE COMPANIES
It was an exciting “big deal” following law school to get an offer to work for a “Big Law” firm representing insurance companies. Fancy offices, the security of big national insurance company clients, prestige – the competition to get those jobs was fierce. Newly married and starting a family, I accepted the offer.
For the next several years I strategized and collaborated with insurance companies as clients. I learned their behind-the-scenes claims-handling practices and tactics to trick claimants and deny and underpay claims. While it paid the bills, it became apparent to me that most people working for the insurance companies felt pressure from the top to derail and deny even legitimate claims if at all possible.
To me, the work was not fulfilling. Sure, it was fun exposing true fraud when we found it, but we started butting heads when the insurance companies in a couple of cases wanted me to take actions that, while perhaps “legal”, I found personally repugnant.
The actions would have taken advantage of good deserving claimants, to pay them nothing or much less than they deserved, and when they really needed it. They treated a dollar saved on a deserving claim no differently than one saved a fraudulent claim.
I decided I’d rather use what I learned from representing insurance companies at Big Law to instead fight for deserving claimants, actual people and families, against the Goliath insurance companies to recover wrongfully denied insurance benefits.
So I resigned from “Big Law”, never represented another insurance company, have never looked back, and love helping the people I help!
WORKING DIRECTLY FOR INSURANCE COMPANIES PREPARED ME BETTER THAN ANYTHING ELSE TO GUIDE WRONGFUL CLAIM DENIAL VICTIMS TO JUSTICE
When I first quit Big Law, I thought I had “wasted” several years of career path. But everything happens for a reason. Now I know that NOTHING can replace the value and insight that those years of national insurance company Big Law insider experience gave me for representing my current clients and advising other attorneys on these claims.
I can accurately predict the insurance companies’ strategy and next moves in each case, frustrate their plans, and stay one step ahead of them throughout the claim battle. Now I’m grateful that my early career experience has benefitted my clients and my mission to help claimants and other attorneys recover wrongfully denied insurance claims tremendously over the last 25 years.
WHY WE ONLY HANDLE LONG- AND SHORT-TERM DISABILITY, ACCIDENTAL DEATH / DISMEMBERMENT, AND LIFE INSURANCE RECOVERY
In 1990, while fresh out of law school and working as a law clerk for a federal judge for a year, the court handled a steady flow of ERISA insurance claim denial lawsuits. That’s where I first got familiar with the way insurance companies often abuse ERISA law and the legal process to unfairly deny claims, and the types of arguments that would get the court’s attention.
After leaving “Big Law” national insurance company representation, I started handling more and more ERISA-regulated long- and short-term disability, accidental death / dismemberment, and life insurance recovery claims for wrongfully denied clients. It became my belief that this area of law is so obscure, complex and constantly changing, that I should either limit my practice to these claims alone, or not handle ERISA claim denials at all. No more “dabbling” in ERISA law.
I already had a solid foundation in ERISA law from the earlier federal clerkship work, and the ERISA claim denial victims who called were almost always deserving and wrongfully denied. I also really enjoy the challenge of fighting ERISA claim denials. It’s like playing chess for a worthy cause. So I decided “all in” on ERISA cases, and “all out” for all other practice areas.
Now, every day, this is all we do.
And every day I wake up grateful that this is what I do.
OUR CORE VALUES
We live by two sets of core values – our Client-Centered Core Values and our Office- Culture Centered Core Values. One set compliments the other.
Our core values have been key to building and preserving a one-of-a-kind workplace, and never losing sight of what our work means for our clients who count on us.
CLIENT- CENTERED CORE VALUES
If we choose to work together, it always means you’re dealing with the uncertainty, worry, anxiety and financial pressure of a claim denial. We never forget that. We know we can’t eliminate these uncomfortable feelings completely, but our Client-Centered Core Values will minimize them as you unload the burden of your claim to us to execute our process. We live by these values without exception, as they drive our delivery of your best experience.
1. WE DO ERISA ONLY:
A while back, we made a big decision due to the complexity of ERISA law. We needed to be all in or all out. We are all in – 100% ERISA law.
2. WE ARE TRANSPARENT:
You’ve entrusted us with a case critical to your livelihood. Your peace of mind is key, and impossible if you’re left guessing. If you ever wonder “What’s going on with my case?” it indicates a failure on our part. You’ll see our work in progress, real-time, from beginning to end, without having to ask.
3. WE GUIDE AND EDUCATE:
Client peace of mind depends not only on knowing what we are doing now and will do next, but exactly why as well. We explain this in detail as we go, and when you have a question, you get a prompt and thorough answer. Uncertainty leads to unnecessary worry and anxiety, and we won’t have that.
4. WE ARE BOLDLY HONEST:
We tell you the good, the bad and the ugly. You need to know the truth about the strengths and weaknesses of Your claim from the beginning, and as information is developed during the process. That’s exactly what You’ll get.
5. WE ARE EFFICIENT:
Efficiency means speed while maintaining best possible claim building quality for the best possible outcome. A client’s (and family’s) financial security is at stake, and will be pursued as aggressively as we would our own. Unnecessary delay is unacceptable.
6. WE GET IT:
We are mindful of the weight of our your difficult and stressful circumstances, and are grateful we can help with such a worthy and important cause. This drives our passion, compassion, purpose, commitment, and work satisfaction to your benefit as well as our own.
OFFICE CULTURE-CENTERED CORE VALUES
Our Office Culture-Centered Core Values are how we work together, and are designed to complement and reinforce our Client-Centered Core Values. They protect our one-of-a-kind purpose-driven work environment, further boosting best client experience. We live by them without exception as well.
1. LIMITED CASELOAD, NEVER HECTIC:
Hectic has not and will not happen here. Hectic is draining, and good for neither us nor our clients. If anyone here ever feels they are even approaching having more on their plate than they can handle with excellence and a calm mind, we discuss it immediately, evaluate and remedy the problem.
Our client’s BLUEPRINT TO BENEFITS PROCESS and CLIENT-CENTERED CORE VALUES will not be compromised by stress or overload. If the work ceases to be satisfying and enjoyable due to overload, work-product suffers, unhappiness set in, our culture becomes dysfunctional, and our clients’ experience suffers. We don’t let that happen here.
2. DRAMA-FREE ZONE:
Office drama will not happen here. We are a small group who spends almost as much time together as we do with our families. We love the challenge and impact of our hard work, and are grateful for the positive atmosphere of genuinely liking our clients and each other, and respecting and appreciating each other’s unique and diverse talents and gifts as we use them to help each other, our clients and our mission. Complainers don’t fit in well here. Honest, open adult-minded communicators and solution seekers who like challenge, responsibility and a worthy cause love it here. We always have each other’s backs.
3. ALWAYS IMPROVING:
Law and technology are ever-evolving, so we are always learning. We proactively seek cutting-edge information and methods to improve our efficiency and client results to the highest possible level.
4. PASSIONATE ADVOCACY, BEST REPUTATION:
We never sacrifice professionalism in our work product or interactions with the insurance companies we fight, the opposing attorneys with whom we duel, or the judges who determine our clients’ outcomes. Our most valuable strength for our clients is a professional reputation built over 30 years. The insurance companies, their attorneys and judges know we are always well-prepared, cool-headed, honest and very good at what we do. We will passionately and aggressively advocate for our clients, but never be seduced into the gutter with anyone spewing rudeness, venom or childish cheap shots. Doing so can only make us look weak and feel bad, it isn’t who we are, and it can never help our clients.
Following graduation from Loyola Law School in New Orleans in 1990, Price McNamara served as a Federal Judicial Law Clerk to the Honorable John M Shaw, Chief Judge, United States District Court Western District of Louisiana, until 1991. He then spent years as an insurance company attorney, defending automobile and truck insurers as well as industrial offshore vessel owners, offshore drilling contractors and their insurers against a broad range of personal injury and other insurance disputes with the law firm of Hailey, McNamara, Hall, Larmann & Papale in Metairie, while earning an advanced masters law degree in Environmental Law from Tulane Law School in New Orleans at night.
In 1995, Mr. McNamara left the insurance and injury defense practice to serve two years representing the State of Louisiana as a felony trial division prosecutor.
In 1995, Mr. McNamara founded the Law Offices of J. Price McNamara, and began putting his past experience to work for the injured and disabled clients he now represents against the insurance companies in personal injury and long term disability and other insurance disputes in both federal and state courts. While this forms the bulk of his practice, practice areas include: personal injury, ERISA, long term disability, fire, and other insurance claims, maritime, offshore, and Jones Act workers’ compensation (including state and longshore and harbor workers’ compensation act), contract and business litigation, wills, successions and estates, federal and state court criminal defense.
Mr. McNamara’s work philosophy is to limit the number of cases he handles at any given time so he can dedicate the time necessary to fully educate each client on the legal process and ensure that the client understands his or her own claim completely. That way, the client understands exactly what will happen next and why, making the entire process less stressful because the client is fully informed. When Mr. McNamara accepts a case, he is dedicated to devoting the time and resources required to win it.
We answer any questions you have for FREE. We welcome telephone calls or the opportunity to visit you in person to answer any questions you may have about your case without charge and without any obligation on your part whatsoever to hire us as your attorney.
We also provide FREE, comprehensive case reviews. Just contact us and we are happy to speak with you by telephone or in person to speak with you about your case in detail without charge. There is no obligation whatsoever to hire us as your attorney.
If you ultimately decide to hire us to represent you in a personal injury, wrongful death or disability insurance claim, we handle them on a contingent fee basis. Our fee is earned and our advanced litigation costs are recovered only when we recover for you by settlement or trial judgment. Our clients owe us nothing, no fee and no reimbursement of our advanced litigation costs, no matter how large, unless we recover.
Mr. McNamara holds the highest possible peer review rating of AV Preeminent for professional excellence and ethical standards.
In pursuit of his mission to stop insurance companies from taking advantage of the injured and disabled, Mr. McNamara has won millions of dollars in numerous notable jury verdicts and successful settlements against large insurance companies, trucking companies, offshore drilling companies, offshore vessel companies and other corporations. Some examples are: