Steps to Take after the Accidental Death of Your Spouse If your spouse unexpectedly passed away in an accident, and if he or she had an accidental death insurance policy in place at the time of death, then you may be eligible to make a claim under the policy. However, in order to enforce your rights under an insurance policy, there are several steps that you need to take, and there are several deadlines that might be applicable to your circumstances. If you do not comply with the insurance company’s procedures and protocols, it is very likely that the claim will be denied. The experienced Texas accidental death insurance claims lawyers at the J. Price McNamara ERISA Insurance Claim Attorney can assist you throughout the claims process. In addition, if your accidental death claim is denied, our experienced legal team can assist you with appealing the claim denial and helping you to pursue the available policy benefits. Please contact us today for more information and to schedule a free case evaluation and legal consultation.