Give the burden to us. Regain your peace of mind.
We’ll take it from here. Call now.
Give the burden to us. Regain your peace of mind.
We’ll take it from here. Call now.
Call me or fill out the contact form to get started today.
You can use the plan continue your fight alone, or share it with any other attorney you wish.
Or if you decide you want me to fight for you, no office visit is needed, and you pay nothing – no fee, no costs -- unless we recover.
It is important to safeguard the financial future of your loved ones. To do this, many people rely on life insurance and accidental death and dismemberment insurance policies covered by the Employee Retirement Income Security Act of 1974 (ERISA) to provide for their families if they are killed or severely injured in an accident.
Unfortunately, many insurance companies choose to deny coverage to their policyholders for unfair or obscure reasons, making the lives of disabled individuals and survivors even more difficult. If you or your family experience ERISA accidental death and dismemberment insurance denials, a dedicated ERISA lawyer may be able to help you fight back.
Since accidental death and dismemberment—AD&D for short—policies only provide payouts for certain types of deaths and accidents, insurance companies closely examine how a person was killed or injured before making a denial. If they suspect the person died of natural causes, they would more than likely deny the claim.
Many insurance companies become suspicious when a person claims a death or injury is accidental, even those governed by ERISA. In reality, accidents like car crashes, drowning, equipment failures, and even slips and falls claim millions of lives across the country each year. AD&D policies also provide coverage for individuals who lose a limb in an accident, as well as those who lose their hearing and sight.
Often, ERISA-governed insurance companies attempt to deny a claim based on a preexisting medical condition. This is acceptable in some cases since the law does allow insurers to deny certain types of coverage to individuals with existing medical conditions. However, some insurance companies attempt to do this even when they cannot prove the death of a policyholder is linked to such a condition.
Insurance companies often hire their own physicians and other medical professionals, and they may consult these individuals before denying or approving a claim. The input from these medical professionals is usually biased, though, primarily because they are employed by the insurance company and they rarely have access to all the available medical information. A lawyer specializing in ERISA accidental death and dismemberment insurance denials could reach out to additional medical professionals to dispute the claims of the insurance company.
When a person or their beneficiary attempts to file an AD&D claim, the insurance company may deny coverage if they believe the person was not harmed or killed in an accident. The law allows insurance companies to deny AD&D benefits to individuals who take their own lives or die from drug overdoses. They may also deny benefits if they believe reckless or dangerous behavior led to the death of a policyholder.
While it is technically legal, it can also be immensely distressing to the family of the deceased policyholder. However, it is possible to fight back against such claims by presenting relevant evidence and finding holes in the insurance company’s argument. For this reason, it is important for beneficiaries and policyholders not to give up after a denial of ERISA accidental death and dismemberment insurance when they may have legal options at their disposal.
Beneficiaries and policyholders should remember that a denial from the insurance company is not always set in stone. With the right attorney on your side, you may be able to fight back against the insurance company and obtain the benefits you and your family need to maintain your standard of living. Learn more about ERISA accidental death and dismemberment insurance denials by calling a dedicated ERISA lawyer today.
$1,300,000 Trial Verdict in ERISA Accidental Death and Dismemberment Insurance Denial Lawsuit My client’s cause for an ERISA accidental death and dismemberment denial lawsuit—and the…
VIEW CASE STUDY >$500,000 Settlement For Offshore Oil Rig Worker Who Suffered Disabling Spine Surgeries Following an Automobile Accident.
VIEW CASE STUDY >$850,000 Settlement For Ironworker Journeyman Who Suffered Disabling Lumbar Spine Fusion Surgery Following an Automobile Accident.
VIEW CASE STUDY >I would like to take a moment to thank Mr. Price McNamara for the leadership of legal counsel aid him and his staff showed through the entire process of working with me with my Disability case. I will highly recommend Mr. Price McNamara to anyone that needs someone that is outstanding to fight for their
Price was instrumental in assisting me through the disability process. Without his help and guidance, I do not think that I would have been successful !!!!
Price was instrumental in assisting me through the disability process. Without his help and guidance , I do not think that I would have been successful !!!! Thank you Price.
Price was instrumental in assisting me through the disability process. Without his help and guidance , I do not think that I would have been successful !!!! Thank you Price.
Mr Price is great attorney with great skills and lot of experience. But BEST QUALITY he has that he is wonderful human being he care for your family and you as a human being. My family thanks you very much. GOD bless you and your staff.
The law firm of Price McNamara has successfully settled our law suit when other attorneys said that we had no case Price assured us that we did and in eight months he was able to negotiate a settlement that we were told that we could not get. I highly recommend his law firm and I
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of his sound advice such as showing the insurance company proof of how my illness/disability had
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
Client Linda Shares Her Experience
Client Oscar Shares His Experience
Client Lauren Shares Her Experience
Client Testimonials
Complete the confidential form below for a free, no obligation case evaluation and we’ll tell you how we can help.
You may also call us at the number below. J. Price McNamara and his legal support team are focused on building a strong case for you.
Nuvew | Copyright 2020. All Rights Reserved
How did we do?
Note: Your review may be shared publicly.
