Category: Insurance Law
How To Fight A Denied Life Insurance Claim
Losing a loved one, whether by surprise or after a long and arduous battle with an illness, is one of the most difficult situations people...
Does Your Insurance Need Medical Records for Long-Term Disability?
The answer to this question may seem obvious. Of course, long-term disability (LTD) insurers need medical records to determine whether you’ve suffered from a qualifying...
What Are Bad Faith Claims? Your Guide to Understanding The Basics
Insurance companies play a powerful role in personal injury cases. They control the claims process, the settlement decision, and the timing of payments. And while...
A Long Term Disability Denial Is Not The End Of The Road
Getting denied for long term disability (LTD) benefits can be a devastating experience. However, just because your initial claim was denied by your insurance company,...
Documents Needed to Prove a Disability
Proving the existence of a disability – and in particular, a long-term disability – can be extremely difficult. In fact, it often takes several bites...
Does Your Employer have to Offer Insurance Plans?
Insurance plans and policies in the State of Texas can be complicated – most especially when these plans fall under the Employee Retirement Income Security...
Ambiguity in an ERISA Plan Leads to $4 Million Court Ruling
Many employer-sponsored plans, including life insurance plans, are covered under the Employee Retirement Income Security Act, otherwise known as ERISA. It is important that you...
What Benefits Might be Governed by ERISA?
If you receive benefits through a plan that is sponsored by your employer, it is very likely that the Employee Retirement Income Security Act, otherwise...
Why Would Your Life Insurance Claim be Denied?
The main reasons why people purchase life insurance is so that their loved ones will be protected when they pass away. During the policyholder’s lifetime,...
With Or Without a Personal Injury Lawyer, You Have Entered a Battle Zone By Being The Victim of Accidental Injury
Whether or not you hire a personal injury attorney, the day you were injured due to the fault of another, you entered a battle zone...
What is Louisiana Med Pay Coverage?
While liability insurance is required in the state of Louisiana, Louisiana med pay coverage is optional, and so most car owners either choose not to...
Ten Questions to Ask The Insurance Adjuster
Will you provide a written statement admitting that the accident was not my fault? Will you tell me how much insurance coverage the person who...