Category: Insurance Law
Difference between Accidental Death and Dismemberment Insurance and Life Insurance
Have you ever wondered about the difference between accidental death and dismemberment (AD&D) insurance and life insurance? Both are important types of coverage that can...
Top 11 Frequently Asked Questions About Private Disability Insurance
It is always a good idea to buy disability insurance coverage. While workers’ compensation can cover you when you cannot work in some instances, these...
Filing a Claim for Long-Term Disability Due to Depression and Anxiety
For you, depression and anxiety are as disabling as any other type of physical injury. Your mental health is as critical as your physical health...
Maternity Disability
When an expectant mother takes off from work to deliver her child, she may forgo income, depending on the employer’s policy. Worse, sometimes a difficult...
Why Was My Claim For Life Insurance Denied?
Losing a close loved one is a challenging experience. In addition to grieving over a loved one’s death, surviving family members must also worry about...
Pre-existing Condition Exclusion for Life Insurance
Fewer experiences in life are worse than losing a loved one—especially if that person is close to you. In addition to grieving their loss, surviving...
7 Steps To Take After A Life Insurance Denial
One of the most difficult life events a person can deal with is the loss of a close loved one. At this challenging time, many...
Private Disability Insurance
Imagine you are a non-disabled worker, and you have no expectation that you will have to touch your savings because of any medical condition. Unfortunately,...
How to Appeal an ERISA Accidental Death and Dismemberment Insurance Claim Denial
Attorneys Who Handle Accidental Death and Dismemberment Claims Will Tell You to File an Appeal if the Insurance Company Denies Your Claim To those stuck...
LTD for Healthcare Workers
Healthcare workers have responsibilities to the general public to get everyone safe and healthy while in their care. However, medical professionals are not exempt from...
How to Write an Appeal Letter to an Insurance Company?
When you get a denial letter from the insurance company telling you that you do not qualify for long-term disability benefits that you were counting...
Accidental Death & Dismemberment (AD&D): Are You Covered?
You may know about Accidental Death & Dismemberment (AD&D) insurance through your employer’s human resources department or maybe even someone who had to rely on...