Part of being an adult is learning about and understanding the different types of insurance coverage to protect you and your family members. Insurance helps...

You may know about Accidental Death & Dismemberment (AD&D) insurance through your employer’s human resources department or maybe even someone who had to rely on...

Losing a loved one, whether by surprise or after a long and arduous battle with an illness, is one of the most difficult situations people...

The answer to this question may seem obvious. Of course, long-term disability (LTD) insurers need medical records to determine whether you’ve suffered from a qualifying...

Insurance companies play a powerful role in personal injury cases. They control the claims process, the settlement decision, and the timing of payments. And while...

Getting denied for long term disability (LTD) benefits can be a devastating experience. However, just because your initial claim was denied by your insurance company,...

A life insurance denial is more than just shocking. A benefit denial can be a major blow during an incredibly difficult time in your life....

Proving the existence of a disability – and in particular, a long-term disability – can be extremely difficult. In fact, it often takes several bites...

Insurance plans and policies in the State of Texas can be complicated – most especially when these plans fall under the Employee Retirement Income Security...

Many employer-sponsored plans, including life insurance plans, are covered under the Employee Retirement Income Security Act, otherwise known as ERISA. It is important that you...