Latest Blog Posts
What Lab Results Can Cause Life Insurance Denials?
Insurance companies are in the business of pricing risk, and when they sell life insurance policies, they take on the risk of the policyholder’s death....
Is Suicide a Denial of Life Insurance?
When your loved one dies suddenly and tragically, your family is left to deal with the resulting grief. Additionally, there will be a financial fallout...
Can You Get Partial Disability and Still Work?
Many disabling injuries or medical conditions keep you completely out of the workforce for a long time, and possibly permanently. However, some disabilities might initially...
How to Get Short-Term Disability Approval While Pregnant
Before your pregnancy, carefully plan for all financial eventualities. Hopefully, you have a disability insurance policy to cover some of your lost income if you...
Can You Claim Life Insurance Before Death?
Life insurance policies cover families and other beneficiaries when the policyholder passes away. People often purchase these policies when they are younger and pay premiums...
What Happens if a Beneficiary Doesn’t Claim Life Insurance
A policyholder purchases life insurance to provide for loved ones after they are no longer here. They will pay premiums to a life insurance company...
What Does Disability Insurance Cover?
A disability can have devastating financial effects on you and your household if you must stop working, and many people carry disability insurance for financial...
Does Long-Term Disability Cover Maternity Leave?
Many women have disability insurance coverage through their work that covers them when they become ill or develop a health condition that keeps them working....
What Happens When an Employee Goes on Long-Term Disability?
It is a major achievement to get the insurance company to approve your claim for long-term disability. Few people successfully persuade the insurance company to...
Aflac Disability Lawyer
Aflac sells itself as a company that you can trust when you are in a time of need. They sell supplemental insurance policies to cover...
How to Write an Appeal Letter for a Disability Claim
The insurance company has a powerful financial motivation to deny your long-term disability claim. If they agree to pay your benefits, they will need to...
How Long Does a Disability Appeal Take?
When you have filed for disability benefits, and the insurance company has denied your claim, you must begin the appeals process. You are understandably worried...