Latest Blog Posts
Does Short-Term Disability Cover Mental Health Issues?
Mental health issues can overtake you at any time, leaving you unable to do anything in your life, much less hold down a job. You...
Can You Use FMLA and Short-Term Disability Together?
There are two major concerns when you are dealing with a health condition that has become disabling. First, you want time off from work to...
How to Apply for Disability Benefits in Louisiana
Disability insurance benefits protect your income if you cannot work and cover illnesses and conditions not resulting from work-related injuries. This insurance will compensate you...
What Lab Results Can Cause Life Insurance Denials?
Insurance companies are in the business of pricing risk, and when they sell life insurance policies, they take on the risk of the policyholder’s death....
Is Suicide a Denial of Life Insurance?
When your loved one dies suddenly and tragically, your family is left to deal with the resulting grief. Additionally, there will be a financial fallout...
Can You Get Partial Disability and Still Work?
Many disabling injuries or medical conditions keep you completely out of the workforce for a long time, and possibly permanently. However, some disabilities might initially...
How to Get Short-Term Disability Approval While Pregnant
Before your pregnancy, carefully plan for all financial eventualities. Hopefully, you have a disability insurance policy to cover some of your lost income if you...
Can You Claim Life Insurance Before Death?
Life insurance policies cover families and other beneficiaries when the policyholder passes away. People often purchase these policies when they are younger and pay premiums...
What Happens if a Beneficiary Doesn’t Claim Life Insurance
A policyholder purchases life insurance to provide for loved ones after they are no longer here. They will pay premiums to a life insurance company...
What Does Disability Insurance Cover?
A disability can have devastating financial effects on you and your household if you must stop working, and many people carry disability insurance for financial...
Does Long-Term Disability Cover Maternity Leave?
Many women have disability insurance coverage through their work that covers them when they become ill or develop a health condition that keeps them working....
What Happens When an Employee Goes on Long-Term Disability?
It is a major achievement to get the insurance company to approve your claim for long-term disability. Few people successfully persuade the insurance company to...