Can your social media posts hurt your long term disability claim? The answer is YES! Social media posts can definitely hurt your claim and lead to your long term disability benefits being terminated or denied. You should always be careful about what you post online because your insurer can and will use your posts against you.
Your insurer will hire a professional to comb through your social media posts to find things you’re saying or doing, like going for a long hike. Your hike may seem insignificant at first but when your disability claim includes medical restrictions stating you can’t walk for more than 10 to 15 minutes at a time, even if you are going to “pay for it” later, the insurer thinks it gives them the right to terminate your benefits. They will even try to say this activity you participated in one time is proof you can engage in activities for eight hours a day for a forty-hour work week.
Another way the insurer will use your social media posts is by sending a private investigator to see if they can catch you on video doing something they can try to use to support denying or terminating your long term disability benefits.
When LTD providers start scrutinizing your social media posts, this often signals their intention to deny your claim. A Houston long term disability attorney can help you navigate the process and ensure you don’t accept a denial or settlement offer just because the insurance company said so.
