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ERISA Disability Claim Denial Lawyer

The Next Steps Are Critical. As A Former Insurance Company Attorney/insider, I’ll Personally Guide You Through Those Steps And Around Common Pitfalls

Before You Hire Any Attorney, Let Me At Least Do This For You (Free Of Charge):

  • 1 Review Your Denial Letter;
  • 2 Discuss the denial and insurance company tactics in your case with you by phone; and
  • 3 Give you a written step-by-step plan to fight your denial.

Call me or fill out the contact form to get started today.

You can use the plan continue your fight alone, or share it with any other attorney you wish.

Or if you decide you want me to fight for you, no office visit is needed, and you pay nothing – no fee, no costs -- unless we recover.

Listen About Long Term Disability

ERISA Disability Claim Denial Lawyer

Applying for ERISA disability benefits can be a stressful and arduous process, compounded by the fact that you may not be at your physical or mental best while you are seeking said benefits. If you have already applied for these benefits, you most likely spent many hours ensuring that your application met all the requirements and paints a convincing picture of why you need disability benefits to help you live a normal life.

Unfortunately, the fact of the matter is that as many as half of all applicants are denied benefits on their initial application. An ERISA disability claim denial can be a common obstacle to encounter. Let an experienced ERISA disability attorney help improve your odds of receiving the benefits you seek, either through an appeal or through a lawsuit.

Challenges in the ERISA System

ERISA law was put in place in the mid-70s by the Employee Retirement Income Security Act of 1974. Since then, there have been many changes in the nature of pensions and insurance benefits, as well as how insurance plans are administered.

Being restricted to a framework that was built over 40 years ago is often not beneficial to people who legitimately need to access their ERISA benefits. With an ERISA disability claim, the rights of applicants are more restricted than they are with insurance claims that fall under individual state laws.

Additionally, the system is set up so that it favors insurers. Without the representation of an experienced ERISA claim attorney, you may have significant difficult contesting the verdict of the insurance carrier that denied your ERISA disability claim.

Common Reasons for Denial

The best way to prevent an ERISA disability claim denial is often to ensure the original application is complete and without mistakes. Some reasons behind denials are particularly common, and as such extra care should be taken to avoid them.

Not Enough Evidence

When filing an ERISA disability claim, it is important to provide enough medical evidence in order to prove the disability in question. Applicants should provide as much of this information as possible—there is no such thing as too much evidence.

Incomplete Claim Form

Although filling out disability paperwork can be quite tedious and lengthy, it is important to thoroughly complete each form. Failing to do so can lead to an automatic denial.

Non-Compliance with Consultative Exam

As a part of the application process, some insurance carriers require a consultative exam that is performed by a third-party medical expert. If an applicant refuses to submit to this exam or simply fails to show up, their claim may be denied.

No Legal Representation

Hiring a veteran ERISA disability attorney could help ensure that an ERISA application is completed correctly the first time. They could help clients acquire whatever medical evidence they need to prove that they truly do have a disability.

Let an Attorney Help with an ERISA Disability Claim Denial

If you have received an ERISA disability claim denial, all hope is not lost. Our team of attorneys and paralegals, as well as medical experts and life-planners, could help you build a case that may improve your chances of receiving the ERISA disability benefits you are counting on.

We take on the big insurance carriers to help you maintain the lifestyle you were accustomed to prior to your disability. Contact us today to find out more about our disability claim denial services and how we could be of assistance to you.

Our Client Testimonials

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You may also call us at the number below.  J. Price McNamara and his legal support team are focused on building a strong case for you.

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Three Office Locations

Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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