Louisiana is one of the states that pays the least for serious injuries suffered while on the job. Although it may sound gruesome, every state has an exact schedule of benefits that lists the amount of compensation worker’s comp insurers will pay for lost body parts. The numbers vary from state to state. One example of this is a lost arm while working is worth approximately $400,000 in Illinois but just $48,000 in the state of Alabama.
The good news is that Louisiana does not have the lowest worker’s compensation numbers. However, it bears the negative distinction of being far below the national average. According to national reports,
Louisiana paid less than the national compensation average for all but one of 13 body parts.
The national average compensation for the loss of a foot is $91,779, but is only $78,750 in Louisiana. In Hawaii, a workers can be compensated $161,130 for a foot and in Alabama they receive $48,840.
In Louisiana, the loss of a hand entitles workers to $94,500, compared with the national average of $144,930. A lost arm is worth $126,000 in Louisiana, as compared to the national average of $169,878.
The loss of an eye will get you an average of $63,000 in worker’s compensation in Louisiana, while the national average is $96,700.
The importance of workers’ compensation is that laws require employers to buy insurance that covers medical bills and partial wages until they can return to work. Alternatively, it provides payment of lost wages if the injuries prevent the worker from being able to work again. Permanently disabled workers receive Social Security from the federal government.
According to researchers, one of the reasons for low compensation in many states is that legislatures capped amounts of wages lost more than 20 years ago, when overall average wages were lower.
And many of these states have prevented change to their policies because they want to attract industry and remain competitive in national markets.
What quickly becomes apparent is that many of the states researched had not updated worker’s compensation numbers in many years. A comprehensive update for Louisiana and many other states is necessary to compensate for inflation.
J. Price McNamara Can Help You With Your Worker’s Compensation Case
If you have recently been in an accident or suffered from an injury while on the job, you may be entitled to compensation. Serious injuries that prevent your from working could impact your life in very serious ways. For this reason, you should also have an experienced attorney with extensive knowledge of Louisiana law to help you get the compensation you deserve for your on-the-job injuries. J. Price McNamara can help you fight for your case and get the results you need. Having practiced law in Louisiana for many years and he has an outstanding reputation in the community and among his legal peers. Don’t wait to call. The law may limit the amount of time you have to file your case. Call us today to schedule a free case review. The legal team at J. Price McNamara ERISA Insurance Claim Attorney is waiting to help you with your worker’s compensation case today.
Following graduation from Loyola Law School in New Orleans in 1990, Price McNamara served as a Federal Judicial Law Clerk to the Honorable John M Shaw, Chief Judge, United States District Court Western District of Louisiana.
Mr. McNamara founded J. Price McNamara ERISA Insurance Claim Attorney, and began putting his past experience to work for the injured and disabled clients he now represents against the insurance companies in personal injury and long term disability and other insurance disputes in both federal and state courts