Having the Right Doctor for Your Disability Claim Many individuals receive disability benefits when they apply for an employer-sponsored benefits plan. Although these individuals, in theory, have disability insurance coverage, proving entitlement to those disability benefits is often an uphill battle for many people. In fact, insurance companies will look for almost any reason to deny claimants the benefits they need for disability. Being denied disability benefits on the first try is extremely commonplace. Insurance companies have a strong incentive to deny applicants the benefits which they need. When insurance companies pay out large sums of money in disability benefits, they are not making money. Instead, they are losing it. The way these multi-billion-dollar insurance companies make (and keep) their money for the benefit of their shareholders is by collecting insurance premiums and keeping those premiums in-house. When it comes to long-term disability claims, it is extremely important to have an experienced treating doctor on board with your claim. Having the right doctor on board increases the likelihood that you will be able to obtain the disability benefits you need. The Texas disability benefits lawyers at J. Price McNamara ERISA Insurance Claim Attorney can assist you throughout your claim for disability benefits and will work hard to help you pursue and obtain the benefits you need.