As many victims of the Louisiana Flood have become painfully aware, a standard home owner’s, business owner’s or renter’s insurance policy will likely not cover flood damage. Moreover, many flood insurance companies will try to deny flood claims because the insurance companies will try to categorize the damages as water damage, and, therefore, not covered by flood insurance.
There are three basic steps needed to file a flood insurance claim: notify your insurer, document the damage, and fill out a “Proof of Loss” statement. The steps are described in greater detail below.
If you are struggling with filing a claim or if you have been denied by your Louisiana flood insurance company, the Law Offices of J. Price McNamara are prepared to help you today. Call us at: Baton Rouge: 225.361.8451, Metairie: 504.410.7673, or Toll Free: 866.617.6298.
Step-by-Step Process to Filing a Flood Insurance Claim:
Step 1: Notify Your Insurer
Step 2: Document All Damages
Step 3: Fill out a Proof of Loss Form
Following graduation from Loyola Law School in New Orleans in 1990, Price McNamara served as a Federal Judicial Law Clerk to the Honorable John M Shaw, Chief Judge, United States District Court Western District of Louisiana.
Mr. McNamara founded the Law Offices of J. Price McNamara, and began putting his past experience to work for the injured and disabled clients he now represents against the insurance companies in personal injury and long term disability and other insurance disputes in both federal and state courts