Employees of private companies have several resources available to them under federal law. When benefits are provided through a private employer, an ERISA claims lawyer can represent you and help you file and resolve your claim, as well as settle claim disputes. Denials and other obstacles don’t have to be the end of the line when you have an experienced lawyer by your side.
ERISA Insurance Claim Attorneys is committed to helping you with your ERISA claim, whether you need clarity on submitting your claim or are facing complicated legal obstacles.
We provide compassionate and personalized service that gets results. After losing loved ones to disabling illnesses, founder Price McNamara understands the resources you need. An insurance claims lawyer aggressively fights for you.
Choose ERISA Insurance Claim Attorneys to Handle Your ERISA Claim
The team J. Price McNamara has extensive experience handling a wide array of insurance and ERISA claims to help clients receive the benefits they need. Many individuals are unfamiliar with these benefits and are unsure how to proceed when faced with the need to file a claim. In these situations, our team provides counsel based on the factors affecting your claim and your desired outcome.
We are dedicated to you and managing these particular types of claims, which is why we stay up to date on all legal guidance concerning ERISA claims.
This allows us to respond quickly and effectively when you are facing a legal challenge. No matter how complex your case may be, we are here to support you and provide innovative solutions that can secure results.
Our team is also prepared to help you navigate denied claims. While a denial may be for a legitimate reason, we also know that insurance companies do not always have your best interests at heart and will avoid paying you if possible.
We advocate and negotiate for you to make sure that you’re not being wrongfully deprived of the benefits you are owed. We fight to make sure you aren’t taken advantage of.
For a free legal consultation with a Insurance Claim lawyer serving Nationwide, call (225) 201-8311
Understanding ERISA and Its Provisions
ERISA stands for the Employee Retirement Income Security Act and is designed to protect employees and their retirement and disability benefits.
This legislation was enacted in 1974 to make sure that private employers provided healthcare, retirement, and welfare benefits for employees. With an introduction to ERISA law, it quickly becomes clear that this act created standards for employee benefits.
ERISA claims cover an employee’s life insurance plans, long-term and short-term disability benefits, and more. Reviewing FAQs about retirement Plans and ERISA on the U.S. Department of Labor’s website reveals that ERISA is designed not only to provide plan options and standardized protections but also to provide regular, transparent updates on applicable plans and basic requirements.
Additionally, the Department of Labor also outlines fiduciary responsibilities when it comes to overseeing and managing your plan.
These individuals have an obligation to prioritize your needs and not to abuse their authority. As a safeguard, you have the right to sue if a fiduciary has neglected or breached their duty as an administrator.
Nationwide ERISA Lawyer Near Me (225) 201-8311
How to Submit an ERISA Claim
It’s important to understand what to expect during ERISA claims so you can feel confident about the process and be prepared for potential outcomes. You will first need to submit a claim for the type of benefits you are seeking. This includes providing information about your conditions and submitting medical and financial information. Your doctor and employer will also submit forms for your claim.
With all the information submitted, the insurance company facilitating your ERISA benefits will conduct a thorough review of all documentation before issuing a decision.
Your claim may be approved or denied. If you receive a denial, then you have the right to appeal the decision. When this happens, you should seek the advice of a lawyer who can investigate the reason for the denial and navigate an appeal.
Reasons for an ERISA denial may arise from an incomplete application or a lack of evidence. Missing important deadlines is another common factor that can lead to your claim being denied.
Sometimes, the reason can be found in the terms of your particular insurance plan, which could also include stipulations regarding pre-existing conditions. Whatever the reason, your lawyer can find the answer.
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Remedies You May Receive When Your ERISA Benefits Are Subject to Negative Events
If you were denied benefits you applied for under your ERISA plan, then a lawyer can help you reclaim the compensation you were denied. This can be acquired through an appeal when your claim was denied.
Winning an appeal can allow you to access the benefits provided under your employer’s plan and move forward with the financial relief you need in hand.
If you were negatively impacted by a fiduciary who violated or failed to execute their responsibilities, you may also be able to pursue damages for any benefits that you may have lost. This can help you regain access to the benefits you had. Similarly, if your benefits were subject to errors in the amount you were entitled to, you may be able to pursue a correction so your benefits can be adjusted accordingly.
An ERISA claims lawyer will also ensure that all applicable ERISA restrictions and limitations are followed so you can reduce the chance of complications with your claim.
They can also help you understand what claim deadlines could prevent you from recovery and craft a strategy that will help you resolve your claim and receive benefits before the time expires.
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Entrust Your ERISA Claim to the Experienced Team J. Price McNamara
ERISA Insurance Claim Attorneys is your guide when you are trying to secure ERISA benefits that you may be entitled to receive. Our team can answer your questions and provide the clarity you seek.
An ERISA claims attorney makes sure you have strong support and advocacy as we help you resolve challenges or appeal a denied claim. We offer free case evaluations so you can schedule a consultation and learn more.
Call or text (225) 201-8311 or complete a Free Case Evaluation form