It’s common to feel lost when dealing with the insurance claim process. You may feel frustrated, confused, or even scared when you find out the benefits you counted on have been denied. Our Bossier City insurance claims lawyers know how stressful it can be, but we will help you.
At ERISA Insurance Claim Attorneys, we will take that burden so you can focus on taking care of yourself or a loved one. We only handle ERISA insurance claims, so we focus 100% of our time on helping people like you who face denied or delayed claims under employer-provided benefits.Â
We’ve been doing this for over 30 years, and we limit the number of cases we take so we can give each person our full attention. While you focus on your future, we’ll be working to recover the benefits you deserve. Call us for a free consultation to discuss your case.
Why You Might Need to File an Insurance Claim in Bossier CityÂ
As you know, life doesn’t always go as planned. If you’re dealing with a tough situation, you might need to file an insurance claim for various reasons. You could be:
- Dealing with a sudden illness or injury that’s keeping you from working
- Managing a long-term disability that prevents you from doing your job
- Recovering after getting seriously hurt in an accident
- Grieving a loved one who died unexpectedly
- Finding out your insurance company denied or delayed benefits you thought it owed you
No one plans for these moments, but when they happen, you count on your insurance to be there. Unfortunately, insurance companies don’t always play fair. That’s where we step in.
For a free legal consultation with a Insurance Claim lawyer serving Bossier City, call (225) 201-8311
What We Do as Bossier City ERISA Insurance Claim Attorneys
ERISA stands for the Employee Retirement Income Security Act of 1974. If your insurance benefits came through your job—like disability, life insurance, or accidental death coverage—ERISA rules likely apply to your claim.Â
These strict and complicated rules often work in favor of the insurance company. That’s why it helps to have a lawyer who only handles ERISA cases.
Below are the ERISA claims our Bossier City lawyers handle every day:
- Bossier City short–term disability insurance claims lawyer: We help workers who temporarily cannot work due to illness or injury get the short-term disability benefits the insurance company promised them. If your insurer denied or delayed your claim, we’ll step in and fight for what you’re owed.
- Bossier City long–term disability insurance lawyer: If your health keeps you from working long-term, we will file or appeal your disability claim. We will challenge insurers who deny benefits too soon or without good reason.
- Bossier City accidental death and dismemberment (AD&D) insurance lawyer: Our AD&D lawyers handle claims involving serious injuries or accidental death, especially when insurers rely on loopholes to deny valid claims. We will dig into the fine print and fight to get the full benefit.
- Bossier City life insurance ERISA litigation lawyer: When an insurer wrongfully denies a life insurance policy under ERISA, we take action. We gather evidence, handle appeals, and go to court if needed to get families the money their loved one intended for them.
- Bossier City bad faith insurance lawyer: We hold insurance companies accountable when they unfairly deny, delay, or underpay claims. Our team investigates the insurer’s behavior and takes legal action when they don’t play by the rules.
No matter what type of insurance claim you’re facing, our Bossier City ERISA lawyers will guide you through it. We focus on getting real results and making sure you’re treated fairly. Call us today for a free consultation.
Bossier City Insurance Claims Lawyer Near Me (225) 201-8311
We Will Handle Your Insurance Claim and the Entire Process
Dealing with an insurance claim isn’t just paperwork. It’s personal. You might be worried about your finances or angry about how the insurance company is treating you.Â
Maybe you’re feeling confused about what to do next or just tired of getting the runaround every time you reach out for help. We get it.Â
That’s why our Bossier City ERISA lawyers do more than just file paperwork. We walk with you through the entire process and take the frustration out of it as we handle it for you.Â
When you come to us, we will take care of everything for you. This means we:
- Review your insurance policy
- Help you understand your rights under ERISA
- Collect the right medical records and proof
- File appeals when claims are denied
- Take your case to federal court (if needed)
- Keep you updated and answer all your questions, including those about qualifying for ERISA
Because we limit the number of cases we take, every client gets personal attention. You won’t be passed around or ignored. You’ll work directly with us, and we’ll fight for the outcome you deserve. Call us today to discuss your claim and situation during a free consultation.
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How Do ERISA Insurance Claims Work?
If ERISA governs your insurance plan, the process works a little differently. You don’t get to sue right away. First, you must go through the insurance company’s internal appeal process.
Here’s an overview:
- File a claim: This usually goes to the insurance company. You’ll need to include proof like medical records, forms, and statements.
- Receive a decision: An insurance company must respond within a set time (usually 45 days).
- Appeal if denied: If the insurance company denied your claim, we must appeal before we can sue on your behalf.
- File a lawsuit: If the appeal is denied, we can take your case to federal court.
During the appeal, you can’t add new info later. That’s why having an attorney working for you early on is so important. We’ll make sure your appeal includes everything you’ll need if your case goes to court.
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Time Limits Apply When Filing an ERISA Claim in Louisiana
Deadlines matter in ERISA cases. If you miss them, you may lose your chance to get benefits. Some deadlines include:
- Claim filing deadlines: Often 30 to 60 days after the issue starts.
- Appeals deadlines: Usually between 60 and 180 days from the denial letter, depending on the type of claim.
- Lawsuit deadlines: Usually between one to three years, depending on the policy.
Every policy is different, so don’t guess. We can review your plan and let you know exactly what your deadlines are.
Who Can File an ERISA Claim?
You can file an ERISA insurance claim if you are:
- Covered under your employer’s group insurance plan
- A spouse or dependent listed on the plan
- The beneficiary of a life insurance policy
In some cases, we help family members pursue claims after a loved one has passed away or become unable to act on their own.
What Damages Can You Recover?
In most ERISA insurance claims, the focus is on getting the benefits you were promised. That might include:
- Monthly disability payments (past and future): You could receive monthly disability payments that were denied in the past and what you’re owed moving forward.
- A lump–sum life insurance payout: If a loved one died, you may be entitled to a lump-sum life insurance payout.
- AD&D policy payouts: These benefits may be available after a serious accident or accidental death.
- Interest on delayed payments: You might also get interest on payments that the insurance company delayed.
- Legal expenses: In some cases, you may be able to recover attorney’s fees and court costs as part of your claim.
We fight to get you what you are owed and hold the insurance company accountable.
Get Help From Our Bossier City Insurance Claims Attorney Today
At ERISA Insurance Claim Attorneys, we don’t dabble in insurance law. It’s all we do. With over 30 years of experience and a passion for helping people just like you, we’re ready to take on your fight.
You’re not just a case file to us. You’re a real person going through a tough time, and you deserve someone in your corner who understands ERISA law—and how to win. If you’re looking for an insurance claims lawyer in Bossier City, you’re in the right place.
Call or text (225) 201-8311 or complete a Free Case Evaluation form