Author: J. Price McNamara
Who Decides What Counts As A Disability?
When you’re sick or injured and can’t work, you shouldn’t have to wonder what counts as a disability. Your policy or plan summary should explain...
What is ERISA Law and Does It Apply to You?
ERISA is a federal law. It applies to many private employers and establishes minimum standards for health, retirement (pension plans), and other welfare benefit plans,...
Understanding The Possible Exclusions In Your AD&D Policy
Planning to make sure that your family will have the financial support they need if you are injured or killed can be emotionally challenging, but...
Do I Need An ERISA Attorney? When It’s Time To Call The Experts
The Employee Retirement Income Security Act (ERISA) was enacted as federal law in 1974. The Act provides protections and governs the benefits of individuals in...
8 Common Mistakes With An ERISA Disability Appeal
Your ERISA disability appeal is your last chance to provide evidence to support your disability claim. Given the importance of the appeal process, you should...
6 Steps You Need to Take When Preparing for A Life Insurance Dispute
A life insurance dispute is the last thing a policyholder would want for their policy’s beneficiary. Every year, life insurance claims go into dispute, causing...
7 Things You Should Know About Texas Long Term Disability
When you have to apply for Texas long term disability benefits, it means something that has transpired that has limited your ability to work and...
What Are Bad Faith Claims? Your Guide to Understanding The Basics
Insurance companies play a powerful role in personal injury cases. They control the claims process, the settlement decision, and the timing of payments. And while...
6 Things You Need To Do Before Your ERISA Appeal
If you have received health benefits from your employer, there is a good chance that your policy is governed by the Employment Retirement Income Security...
A Long Term Disability Denial Is Not The End Of The Road
Getting denied for long term disability (LTD) benefits can be a devastating experience. However, just because your initial claim was denied by your insurance company,...
When Does Accidental Death And Dismemberment Insurance Come Into Play?
According to the Centers for Disease Control (CDC), unintentional injuries are the third leading cause of death in the United States and in the state...
How Much Can You Expect for Your Long-Term Disability Benefits?
Sometimes, long-term injuries and illnesses can prevent workers from working in any capacity, at any job. When that happens, a worker is eligible to make...