When your benefits are denied or delayed, it can feel like the system is stacked against you. If you’re dealing with an employer-provided disability insurance claim, you need help from an experienced insurance claims lawyer in Austin.
A skilled lawyer will understand the intricacies of the Employee Retirement Income Security Act (ERISA) and help you get the benefits you deserve.
At ERISA Insurance Claim Attorneys, we help clients across Texas and the nation recover the benefits they’ve rightfully earned. Led by attorney Price McNamara, our firm has decades of experience handling denied ERISA claims and the appeals process. Our ERISA lawyer in Austin knows what it takes to get a positive outcome for you.
What to Do if Your ERISA Claim Is Denied
If you’ve received a denial letter, don’t panic; there are steps you can take to understand the reason for the denial and appeal the decision. Our Austin ERISA lawyers can assess your situation and advise you on your best course of action moving forward.
Until then:
- Read your denial letter carefully, as it should explain why the insurer denied your claim.
- Request your complete claim file to see all evidence and correspondence the insurer used to make its decision.
- Do not submit an appeal on your own, as the appeal is your last opportunity to add evidence and must be handled strategically.
Once you’ve taken these steps, you’ll want to contact an ERISA lawyer immediately. The deadline to appeal a denied claim is typically 180 days from the denial notice, so taking swift action is in your best interest. Our trusted team will act quickly to review your case, gather the right evidence, and file a timely appeal.
For a free legal consultation with an erisa lawyer serving Austin, call (225) 201-8311
How Our Austin ERISA Lawyers Can Help
When you hire our Austin ERISA law firm, you gain a team that knows how to prepare strong claims and appeals for disability claimants like yourself. We’ll see your case through from beginning to end, working hard to get the results you need to move past this confusing and frustrating time.
Here’s how we help clients at every stage of the process:
- Policy review and explanation: We’ll analyze your plan documents, explain your rights under ERISA, and clarify how your benefits are supposed to work.
- Building a complete claim file: We gather the medical and vocational evidence needed to prove your eligibility and strengthen your case.
- Preparing and filing your appeal: If your claim is denied, we’ll submit a detailed, evidence-supported appeal that addresses every reason the insurer stated in the denial letter.
- Handling insurer communications: We deal directly with the insurance company and ensure that all correspondence, evidence, and deadlines are managed properly.
- Litigation in federal court: If your appeal is denied, our ERISA attorneys in Austin will be fully prepared to take your case to federal court to challenge the insurer’s decision.
Austin ERISA Lawyer Near Me (225) 201-8311
Why ERISA Claims Are So Complicated
The Employee Retirement Income Security Act (ERISA) law is unique and often unfairly tilted toward insurance companies. Fortunately, our Austin ERISA lawyers have over 30 years of combined experience handling cases like yours. We understand the challenges you’re facing and can ensure they don’t get in between you and your benefits.
Here’s why these types of claims can be so complicated:
- ERISA claims are handled in federal court, which follows strict procedural rules and offers no jury trial.
- You can only recover the benefits you’re owed, plus potentially attorney’s fees, not additional compensation for emotional stress or hardship.
- Missing a single filing or appeal deadline could seriously hurt your chances of getting benefits.
Because of these strict rules, it’s important to get legal help early on in the process. Our firm is dedicated to giving clients like you a fair chance in a system that can otherwise be overwhelming.
Schedule a free case evaluation today to get the help you need to handle a challenging ERISA claim.
Click to contact our Austin Insurance Claims Lawyers today
Common Reasons for ERISA Claim Denials
Our team has worked with countless disability claimants throughout our years of service. We’ve also seen claims denied for a variety of reasons. You can count on our ERISA attorney in Austin to file a strong appeal on your behalf if your claim was denied for one of the following reasons:
- Lack of “objective” medical evidence
- Insufficient documentation of functional limitations
- Conflicts between medical professionals’ opinions
- Missed filing deadlines
- Errors in your claim form
- Claims that your condition doesn’t meet the policy’s definition of a “disability”
Complete a Free Case Evaluation form now
Speak With an Austin ERISA Lawyer Today
At ERISA Insurance Claim Attorneys, we take a client-centered approach to your case, working directly with you and ensuring you understand the process. Price McNamara has unique insight regarding these cases, as he formerly represented insurance companies. His deep understanding of insurance tactics is the key to getting your benefits after a denial.
If your insurance company has denied your benefits, don’t wait. ERISA deadlines are strict, and every day counts. The sooner you involve an attorney, the better your chances of success.
Let us protect your rights and your financial security. Contact us today to schedule a free case evaluation with an experienced ERISA lawyer in Austin and find out how we can help you.
Call or text (225) 201-8311 or complete a Free Case Evaluation form