Ten Questions to Ask The Insurance Adjuster

July 26, 2018 | J. Price McNamara
Ten Questions to Ask The Insurance Adjuster
  1. Will you provide a written statement admitting that the accident was not my fault?
  2. Will you tell me how much insurance coverage the person who hit me has?
  3. Before I give a recorded statement, will you give me a written transcript of the recorded statement that you took from the person who caused the accident?
  4. Before I give a recorded statement, will you give me a written transcript of the recorded statements you have taken from other witnesses?
  5. Will you tell me how much you have set aside in "reserves" to pay my claim?
  6. Will you give me a written statement promising to immediately send me a copy of anything you get using my signed medical release?
  7. Will you give me a copy of any "index" information you have received concerning me from your computer insurance databases?
  8. Will you tell me whether you have already conducted video surveillance of me?
  9. Will you provide me with a written statement promising to provide me with a copy of any and all video surveillance done on me within two days after doing it?
  10. Will you tell me now if there is any "umbrella" insurance coverage applicable to my claim?
My bet is that the insurance company is unwilling to comply with the above requests. It wants all imaginable information from you, but is unwilling to provide any to you.
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J. Price McNamara

Attorney

Losing my own brother, then my father and sister after long, disabling illnesses just a few months apart drove a career change for me. Before that experience, I never truly understood the place you’re in. I never understood the dramatic impact that receiving (or not receiving) the disability and life insurance benefits you paid for and counted on can have on your life especially when you need to focus on family and healing. What I experienced with my own family now drives the way I view my clients and my work, and I will never forget it!

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