Insurance Claims Lawyer in New Jersey

After years of paying into a policy, you expect your insurance to come through when you need it most. But when your claim is unexpectedly denied, what was once a safety net can quickly become a roadblock. 

Suddenly, you’re left without the financial support your family depends on, and you’re forced to go through a complicated and unfamiliar system just to access the benefits you’re owed. This is where working with an insurance claims lawyer in New Jersey can make all the difference.

At ERISA Insurance Claim Attorneys, we focus exclusively on ERISA-regulated benefits. Our firm is led by Price McNamara, a seasoned attorney with over 30 years of experience handling disability, life, and accidental death claims. We provide free remote consultations, work entirely online, and never require you to step into a courtroom. 

What Sets Our Process Apart?

Filing an insurance claim under ERISA is not just paperwork. It’s a legal process with hard deadlines and high stakes.

Once the administrative appeal is complete, federal judges reviewing the case won’t hear new testimony or accept more evidence. This is why we build every case from day one as if it may end up in court.

When you hire our firm, you’ll get:

• A complete review of your claim and policy language
  
• Collaboration with your treating doctors to ensure their reports meet ERISA requirements
  
• Timely, strategic appeal filings that address both medical and legal issues
  
• Federal court representation if the appeal is denied—handled 100% remotely

Even if you’ve already started your claim, we can step in and review what’s been filed. Many clients come to us after a denial, but early legal help often improves the outcome.

For a free legal consultation with a Insurance Claim lawyer serving New Jersey, call (225) 201-8311

We Handle ERISA Claims Across New Jersey

Our law firm is uniquely focused on helping individuals across the country with ERISA-regulated insurance claims. There are policies typically offered through your employer and governed by federal law, not state insurance codes.

Whether you live in Newark, Trenton, Jersey City, or anywhere else in the state, we can assist you remotely. 

We currently help clients with the following claims: 

• New Jersey Accidental Death and Dismemberment Lawyer: Our team can assist you if you lose a family member and need to file a claim for accidental death benefits. You can count on us for compassionate legal assistance.
  
• New Jersey ERISA Lawyer: Our firm knows how to handle claims involving ERISA (Employee Retirement Income Security Act of 1974) benefits. We can explain these benefits, how to apply, and what you need to do to get the funds you deserve.
  
• New Jersey Long–Term Disability Lawyer: You can rely on us to assist if you need to apply for long-term disability benefits through ERISA. We’re also standing by to help if the insurance company denies your claim.
  
• New Jersey Short–Term Disability Lawyer: Do you need short-term disability benefits? We can answer any questions you have about filing a claim and assist with every step of the process. We stand by you until the resolution of your benefits request.
  
• New Jersey Disability Appeal Lawyer: We’re prepared to help if the insurance company denies your disability claim. In this situation, you can rely on an appeals lawyer from our firm to stand up for your best interests.

New Jersey Insurance Claims Lawyer Near Me (225) 201-8311

Insurance Companies Use Delay and Denial as a Strategy

Many claim denials aren’t based on what’s fair or medically justified; they’re driven by profit. Insurance carriers sometimes delay decisions, request endless documentation, or dismiss valid medical evidence to wear claimants down. 

This is especially true for group benefit plans governed by ERISA, where your rights to appeal and sue are tightly limited. If you’re dealing with a denied claim, it’s important to know that:

• Insurance companies don’t have to explain every reason clearly unless you demand it.
  
• Your appeal is often your only chance to present full evidence.
  
• Federal courts will only review what’s in the claim file, not what’s fair or true.

Under ERISA (29 U.S. Code § 1133), insurance companies must provide specific reasons for denials and allow a “full and fair review.” But that rarely happens unless someone holds them accountable. That’s what we do.

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Why Choose Our Firm

At ERISA Insurance Claim Attorneys, we keep our focus narrow for a reason: these cases are complicated, and the margin for error is small. We believe every client deserves focused, one-on-one service. You’ll never be passed off to a junior associate or asked to manage the process on your own.

Here’s how we work differently from most:

• No in–person meetings required: Everything is handled by phone, email, or secure upload.
  
• Personal experience on both sides: Attorney Price McNamara has worked for insurers and understands their tactics.
  
• Support for all experience levels: Whether you’re tech-savvy or need extra help, we adjust to you.
  
• No win, no fee promise: You owe nothing unless we recover benefits on your behalf.

We know how a denied claim can impact your mental health, your job, and your family. We’re here to support all of it.

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Speak With an Insurance Claims Attorney in New Jersey Today

You don’t have to accept an insurance company’s denial as the final word. Whether you’re just beginning your claim or have already received a rejection letter, we’re ready to help. Our law firm has spent over three decades helping clients across the country recover the benefits they’ve paid for. 

Let an experienced insurance claims law firm in New Jersey fight for you. Contact ERISA Insurance Claim Attorneys today for your free, no obligation consultation.

You won’t pay anything unless we win, and with our fully remote process, getting started has never been easier.  

Call or text (225) 201-8311 or complete a Free Case Evaluation form