How to Win When Intoxication Exclusions in Life Insurance and Accidental Death and Dismemberment Insurance Policies Are Abused by Insurance Companies Like Cigna (Aka Life Insurance Company of North America) - J. Price McNamara ERISA Insurance Claim Attorney

Free Case Consultation

How to Win When Intoxication Exclusions in Life Insurance and Accidental Death and Dismemberment Insurance Policies Are Abused by Insurance Companies

A Story About Tragedy, Justice, and How to Beat Insurance Companies at Their Own Unfair Intoxication Exclusion Benefit Denial Game

The Long Path to Justice Under Erisa Law

Justice Prevails, Finally, on Appeal to the U.s. Fifth Circuit Court of Appeal

The Big Question: Why Did This Case Go So Far Since It Seemed Clear That the Insurance Company Should Pay?

Why Do So Many Deserving Claimants End Up With Nothing, Even When an Insurance Company Unfairly Denies a Life or Accidental Death Insurance Claim Based Upon an Intoxication Exclusion in the Policy?

Why an Experienced Erisa Attorney is Advised for Fighting an Isurance Company’s Intoxication Exclusion Clause Defense in a Life or Accidental Death Insurance Claim

Our Actual U.S. Fifth Circuit Court of Appeals Briefing for Our Client’s Accidental Death Insurance Policy Intoxication Exclusion Denial Follows…

.heateor_sss_button_instagram span.heateor_sss_svg,a.heateor_sss_instagram span.heateor_sss_svg{background:radial-gradient(circle at 30% 107%,#fdf497 0,#fdf497 5%,#fd5949 45%,#d6249f 60%,#285aeb 90%);}.heateor_sss_horizontal_sharing .heateor_sss_svg,.heateor_sss_standard_follow_icons_container .heateor_sss_svg{color:#fff;border-width:0px;border-style:solid;border-color:transparent;}.heateor_sss_horizontal_sharing .heateorSssTCBackground{color:#666;}.heateor_sss_horizontal_sharing span.heateor_sss_svg:hover,.heateor_sss_standard_follow_icons_container span.heateor_sss_svg:hover{border-color:transparent;}.heateor_sss_vertical_sharing span.heateor_sss_svg,.heateor_sss_floating_follow_icons_container span.heateor_sss_svg{color:#fff;border-width:0px;border-style:solid;border-color:transparent;}.heateor_sss_vertical_sharing .heateorSssTCBackground{color:#666;}.heateor_sss_vertical_sharing span.heateor_sss_svg:hover,.heateor_sss_floating_follow_icons_container span.heateor_sss_svg:hover{border-color:transparent;}@media screen and (max-width:783px){.heateor_sss_vertical_sharing{display:none !important;}}img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}:root{--wp-admin-theme-color:#007cba;--wp-admin-theme-color--rgb:0,124,186;--wp-admin-theme-color-darker-10:#006ba1;--wp-admin-theme-color-darker-10--rgb:0,107,161;--wp-admin-theme-color-darker-20:#005a87;--wp-admin-theme-color-darker-20--rgb:0,90,135;--wp-admin-border-width-focus:2px;}@media (-webkit-min-device-pixel-ratio:2),(min-resolution:192dpi){:root{--wp-admin-border-width-focus:1.5px;}}.wp-element-button{cursor:pointer;}:root{--wp--preset--font-size--normal:16px;--wp--preset--font-size--huge:42px;}:root .has-very-light-gray-background-color{background-color:#eee;}:root .has-very-dark-gray-background-color{background-color:#313131;}:root .has-very-light-gray-color{color:#eee;}:root .has-very-dark-gray-color{color:#313131;}:root .has-vivid-green-cyan-to-vivid-cyan-blue-gradient-background{background:linear-gradient(135deg,#00d084,#0693e3);}:root .has-purple-crush-gradient-background{background:linear-gradient(135deg,#34e2e4,#4721fb 50%,#ab1dfe);}:root .has-hazy-dawn-gradient-background{background:linear-gradient(135deg,#faaca8,#dad0ec);}:root .has-subdued-olive-gradient-background{background:linear-gradient(135deg,#fafae1,#67a671);}:root .has-atomic-cream-gradient-background{background:linear-gradient(135deg,#fdd79a,#004a59);}:root .has-nightshade-gradient-background{background:linear-gradient(135deg,#330968,#31cdcf);}:root .has-midnight-gradient-background{background:linear-gradient(135deg,#020381,#2874fc);}.has-regular-font-size{font-size:1em;}.has-larger-font-size{font-size:2.625em;}.has-normal-font-size{font-size:var(--wp--preset--font-size--normal);}.has-huge-font-size{font-size:var(--wp--preset--font-size--huge);}.has-text-align-center{text-align:center;}.has-text-align-left{text-align:left;}.has-text-align-right{text-align:right;}#end-resizable-editor-section{display:none;}.aligncenter{clear:both;}.items-justified-left{justify-content:flex-start;}.items-justified-center{justify-content:center;}.items-justified-right{justify-content:flex-end;}.items-justified-space-between{justify-content:space-between;}.screen-reader-text{border:0;clip:rect(1px,1px,1px,1px);clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px;word-wrap:normal !important;}.screen-reader-text:focus{background-color:#ddd;clip:auto !important;clip-path:none;color:#444;display:block;font-size:1em;height:auto;left:5px;line-height:normal;padding:15px 23px 14px;text-decoration:none;top:5px;width:auto;z-index:100000;}html :where(.has-border-color){border-style:solid;}html :where([style*=border-top-color]){border-top-style:solid;}html :where([style*=border-right-color]){border-right-style:solid;}html :where([style*=border-bottom-color]){border-bottom-style:solid;}html :where([style*=border-left-color]){border-left-style:solid;}html :where([style*=border-width]){border-style:solid;}html :where([style*=border-top-width]){border-top-style:solid;}html :where([style*=border-right-width]){border-right-style:solid;}html :where([style*=border-bottom-width]){border-bottom-style:solid;}html :where([style*=border-left-width]){border-left-style:solid;}html :where(img[class*=wp-image-]){height:auto;max-width:100%;}figure{margin:0 0 1em;}.saboxplugin-wrap{border-top-style:solid !important;border-bottom-style:solid !important;border-left-style:solid !important;border-right-style:solid !important;}.saboxplugin-authorname .sabox-job-title{font-size:12px;opacity:.7;display:inline-block;margin-left:10px;}.site-title,.site-description{position:absolute;clip:rect(1px,1px,1px,1px);}.saboxplugin-wrap{-webkit-box-sizing:border-box;-moz-box-sizing:border-box;-ms-box-sizing:border-box;box-sizing:border-box;border:1px solid #eee;width:100%;clear:both;display:block;overflow:hidden;word-wrap:break-word;position:relative;}.saboxplugin-wrap .saboxplugin-gravatar{float:left;padding:0 20px 20px 20px;}.saboxplugin-wrap .saboxplugin-gravatar img{max-width:200px;height:auto;border-radius:0;}.saboxplugin-wrap .saboxplugin-authorname{font-size:18px;line-height:1;margin:20px 0 0 20px;display:block;}.saboxplugin-wrap .saboxplugin-authorname a{text-decoration:none;}.saboxplugin-wrap .saboxplugin-authorname a:focus{outline:0;}.saboxplugin-wrap .saboxplugin-desc{display:block;margin:5px 20px;}.saboxplugin-wrap .saboxplugin-desc a{text-decoration:underline;}.saboxplugin-wrap .saboxplugin-desc p{margin:5px 0 12px;}.saboxplugin-wrap .saboxplugin-web{margin:0 20px 15px;text-align:left;}.saboxplugin-wrap .sab-web-position{text-align:right;}.saboxplugin-wrap .saboxplugin-web a{color:#ccc;text-decoration:none;}.saboxplugin-wrap .saboxplugin-socials{position:relative;display:block;background:#fcfcfc;padding:5px;border-top:1px solid #eee;}.saboxplugin-wrap .saboxplugin-socials a svg{width:20px;height:20px;}.saboxplugin-wrap .saboxplugin-socials a svg .st2{fill:#fff;transform-origin:center center;}.saboxplugin-wrap .saboxplugin-socials a svg .st1{fill:rgba(0,0,0,.3);}.saboxplugin-wrap .saboxplugin-socials a:hover{opacity:.8;-webkit-transition:opacity .4s;-moz-transition:opacity .4s;-o-transition:opacity .4s;transition:opacity .4s;box-shadow:none !important;-webkit-box-shadow:none !important;}.saboxplugin-wrap .saboxplugin-socials .saboxplugin-icon-color{box-shadow:none;padding:0;border:0;-webkit-transition:opacity .4s;-moz-transition:opacity .4s;-o-transition:opacity .4s;transition:opacity .4s;display:inline-block;color:#fff;font-size:0;text-decoration:inherit;margin:5px;-webkit-border-radius:0;-moz-border-radius:0;-ms-border-radius:0;-o-border-radius:0;border-radius:0;overflow:hidden;}.saboxplugin-wrap .saboxplugin-socials .saboxplugin-icon-grey{text-decoration:inherit;box-shadow:none;position:relative;display:-moz-inline-stack;display:inline-block;vertical-align:middle;zoom:1;margin:10px 5px;color:#444;fill:#444;}.clearfix:after,.clearfix:before{content:" ";display:table;line-height:0;clear:both;}.ie7 .clearfix{zoom:1;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-twitch{border-color:#38245c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-addthis{border-color:#e91c00;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-behance{border-color:#003eb0;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-delicious{border-color:#06c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-deviantart{border-color:#036824;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-digg{border-color:#00327c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-dribbble{border-color:#ba1655;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-facebook{border-color:#1e2e4f;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-flickr{border-color:#003576;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-github{border-color:#264874;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-google{border-color:#0b51c5;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-googleplus{border-color:#96271a;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-html5{border-color:#902e13;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-instagram{border-color:#1630aa;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-linkedin{border-color:#00344f;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-pinterest{border-color:#5b040e;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-reddit{border-color:#992900;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-rss{border-color:#a43b0a;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-sharethis{border-color:#5d8420;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-skype{border-color:#00658a;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-soundcloud{border-color:#995200;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-spotify{border-color:#0f612c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-stackoverflow{border-color:#a95009;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-steam{border-color:#006388;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-user_email{border-color:#b84e05;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-stumbleUpon{border-color:#9b280e;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-tumblr{border-color:#10151b;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-twitter{border-color:#0967a0;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-vimeo{border-color:#0d7091;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-windows{border-color:#003f71;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-whatsapp{border-color:#003f71;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-wordpress{border-color:#0f3647;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-yahoo{border-color:#14002d;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-youtube{border-color:#900;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-xing{border-color:#000202;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-mixcloud{border-color:#2475a0;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-vk{border-color:#243549;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-medium{border-color:#00452c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-quora{border-color:#420e00;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-meetup{border-color:#9b181c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-goodreads{border-color:#000;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-snapchat{border-color:#999700;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-500px{border-color:#00557f;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-mastodont{border-color:#185886;}.sab-patreon{border-color:#fc573b;}.sabox-plus-item{margin-bottom:20px;}@media screen and (max-width:480px){.saboxplugin-wrap{text-align:center;}.saboxplugin-wrap .saboxplugin-gravatar{float:none;padding:20px 0;text-align:center;margin:0 auto;display:block;}.saboxplugin-wrap .saboxplugin-gravatar img{float:none;display:inline-block;display:-moz-inline-stack;vertical-align:middle;zoom:1;}.saboxplugin-wrap .saboxplugin-desc{margin:0 10px 20px;text-align:center;}.saboxplugin-wrap .saboxplugin-authorname{text-align:center;margin:10px 0 20px;}}body .saboxplugin-authorname a,body .saboxplugin-authorname a:hover{box-shadow:none;-webkit-box-shadow:none;}a.sab-profile-edit{font-size:16px !important;line-height:1 !important;}.sab-edit-settings a,a.sab-profile-edit{color:#0073aa !important;box-shadow:none !important;-webkit-box-shadow:none !important;}.sab-edit-settings{margin-right:15px;position:absolute;right:0;z-index:2;bottom:10px;line-height:20px;}.sab-edit-settings i{margin-left:5px;}.saboxplugin-socials{line-height:1 !important;}.rtl .saboxplugin-wrap .saboxplugin-gravatar{float:right;}.rtl .saboxplugin-wrap .saboxplugin-authorname{display:flex;align-items:center;}.rtl .saboxplugin-wrap .saboxplugin-authorname .sab-profile-edit{margin-right:10px;}.rtl .sab-edit-settings{right:auto;left:0;}img.sab-custom-avatar{max-width:75px;}.saboxplugin-wrap{margin-top:0px;margin-bottom:0px;padding:0px 0px;}.saboxplugin-wrap .saboxplugin-authorname{font-size:18px;line-height:25px;}.saboxplugin-wrap .saboxplugin-desc p,.saboxplugin-wrap .saboxplugin-desc{font-size:14px !important;line-height:21px !important;}.saboxplugin-wrap .saboxplugin-web{font-size:14px;}.saboxplugin-wrap .saboxplugin-socials a svg{width:18px;height:18px;}.saboxplugin-tabs-wrapper{width:100%;display:block;clear:both;overflow:auto;}.saboxplugin-tabs-wrapper ul{margin:0px;padding:0px;}.saboxplugin-tabs-wrapper ul li{list-style:none;float:left;color:#222;padding:8px 20px;background-color:#e4e4e4;box-sizing:border-box;margin-right:1px;border-bottom:1px solid #c7c7c7;}.saboxplugin-tabs-wrapper ul li.active,.saboxplugin-tabs-wrapper ul li:hover{color:#222;background-color:#efefef;border-bottom:1px solid #c7c7c7;cursor:pointer;}.saboxplugin-tab{padding:20px;}.saboxplugin-tab ul{margin:0px;padding:0px;}.saboxplugin-tab ul li{list-style:none;}.saboxplugin-authorname .sabox-job-title{font-size:12px;opacity:.7;display:inline-block;margin-left:10px;}.saboxplugin-wrap{-webkit-box-sizing:border-box;-moz-box-sizing:border-box;-ms-box-sizing:border-box;box-sizing:border-box;border:1px solid #eee;width:100%;clear:both;display:block;overflow:hidden;word-wrap:break-word;position:relative;}.saboxplugin-wrap .saboxplugin-gravatar{float:left;padding:0 20px 20px 20px;}.saboxplugin-wrap .saboxplugin-gravatar img{max-width:200px;height:auto;border-radius:0;}.saboxplugin-wrap .saboxplugin-authorname{font-size:18px;line-height:1;margin:20px 0 0 20px;display:block;}.saboxplugin-wrap .saboxplugin-authorname a{text-decoration:none;}.saboxplugin-wrap .saboxplugin-authorname a:focus{outline:0;}.saboxplugin-wrap .saboxplugin-desc{display:block;margin:5px 20px;}.saboxplugin-wrap .saboxplugin-desc a{text-decoration:underline;}.saboxplugin-wrap .saboxplugin-desc p{margin:5px 0 12px;}.saboxplugin-wrap .saboxplugin-web{margin:0 20px 15px;text-align:left;}.saboxplugin-wrap .sab-web-position{text-align:right;}.saboxplugin-wrap .saboxplugin-web a{color:#ccc;text-decoration:none;}.saboxplugin-wrap .saboxplugin-socials{position:relative;display:block;background:#fcfcfc;padding:5px;border-top:1px solid #eee;}.saboxplugin-wrap .saboxplugin-socials a svg{width:20px;height:20px;}.saboxplugin-wrap .saboxplugin-socials a svg .st2{fill:#fff;transform-origin:center center;}.saboxplugin-wrap .saboxplugin-socials a svg .st1{fill:rgba(0,0,0,.3);}.saboxplugin-wrap .saboxplugin-socials a:hover{opacity:.8;-webkit-transition:opacity .4s;-moz-transition:opacity .4s;-o-transition:opacity .4s;transition:opacity .4s;box-shadow:none !important;-webkit-box-shadow:none !important;}.saboxplugin-wrap .saboxplugin-socials .saboxplugin-icon-color{box-shadow:none;padding:0;border:0;-webkit-transition:opacity .4s;-moz-transition:opacity .4s;-o-transition:opacity .4s;transition:opacity .4s;display:inline-block;color:#fff;font-size:0;text-decoration:inherit;margin:5px;-webkit-border-radius:0;-moz-border-radius:0;-ms-border-radius:0;-o-border-radius:0;border-radius:0;overflow:hidden;}.saboxplugin-wrap .saboxplugin-socials .saboxplugin-icon-grey{text-decoration:inherit;box-shadow:none;position:relative;display:-moz-inline-stack;display:inline-block;vertical-align:middle;zoom:1;margin:10px 5px;color:#444;fill:#444;}.clearfix:after,.clearfix:before{content:" ";display:table;line-height:0;clear:both;}.ie7 .clearfix{zoom:1;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-twitch{border-color:#38245c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-addthis{border-color:#e91c00;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-behance{border-color:#003eb0;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-delicious{border-color:#06c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-deviantart{border-color:#036824;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-digg{border-color:#00327c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-dribbble{border-color:#ba1655;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-facebook{border-color:#1e2e4f;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-flickr{border-color:#003576;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-github{border-color:#264874;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-google{border-color:#0b51c5;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-googleplus{border-color:#96271a;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-html5{border-color:#902e13;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-instagram{border-color:#1630aa;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-linkedin{border-color:#00344f;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-pinterest{border-color:#5b040e;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-reddit{border-color:#992900;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-rss{border-color:#a43b0a;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-sharethis{border-color:#5d8420;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-skype{border-color:#00658a;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-soundcloud{border-color:#995200;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-spotify{border-color:#0f612c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-stackoverflow{border-color:#a95009;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-steam{border-color:#006388;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-user_email{border-color:#b84e05;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-stumbleUpon{border-color:#9b280e;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-tumblr{border-color:#10151b;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-twitter{border-color:#0967a0;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-vimeo{border-color:#0d7091;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-windows{border-color:#003f71;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-whatsapp{border-color:#003f71;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-wordpress{border-color:#0f3647;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-yahoo{border-color:#14002d;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-youtube{border-color:#900;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-xing{border-color:#000202;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-mixcloud{border-color:#2475a0;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-vk{border-color:#243549;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-medium{border-color:#00452c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-quora{border-color:#420e00;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-meetup{border-color:#9b181c;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-goodreads{border-color:#000;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-snapchat{border-color:#999700;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-500px{border-color:#00557f;}.saboxplugin-socials.sabox-colored .saboxplugin-icon-color .sab-mastodont{border-color:#185886;}.sab-patreon{border-color:#fc573b;}.sabox-plus-item{margin-bottom:20px;}@media screen and (max-width:480px){.saboxplugin-wrap{text-align:center;}.saboxplugin-wrap .saboxplugin-gravatar{float:none;padding:20px 0;text-align:center;margin:0 auto;display:block;}.saboxplugin-wrap .saboxplugin-gravatar img{float:none;display:inline-block;display:-moz-inline-stack;vertical-align:middle;zoom:1;}.saboxplugin-wrap .saboxplugin-desc{margin:0 10px 20px;text-align:center;}.saboxplugin-wrap .saboxplugin-authorname{text-align:center;margin:10px 0 20px;}}body .saboxplugin-authorname a,body .saboxplugin-authorname a:hover{box-shadow:none;-webkit-box-shadow:none;}a.sab-profile-edit{font-size:16px !important;line-height:1 !important;}.sab-edit-settings a,a.sab-profile-edit{color:#0073aa !important;box-shadow:none !important;-webkit-box-shadow:none !important;}.sab-edit-settings{margin-right:15px;position:absolute;right:0;z-index:2;bottom:10px;line-height:20px;}.sab-edit-settings i{margin-left:5px;}.saboxplugin-socials{line-height:1 !important;}.rtl .saboxplugin-wrap .saboxplugin-gravatar{float:right;}.rtl .saboxplugin-wrap .saboxplugin-authorname{display:flex;align-items:center;}.rtl .saboxplugin-wrap .saboxplugin-authorname .sab-profile-edit{margin-right:10px;}.rtl .sab-edit-settings{right:auto;left:0;}img.sab-custom-avatar{max-width:75px;}.saboxplugin-wrap{margin-top:0px;margin-bottom:0px;padding:0px 0px;}.saboxplugin-wrap .saboxplugin-authorname{font-size:18px;line-height:25px;}.saboxplugin-wrap .saboxplugin-desc p,.saboxplugin-wrap .saboxplugin-desc{font-size:14px !important;line-height:21px !important;}.saboxplugin-wrap .saboxplugin-web{font-size:14px;}.saboxplugin-wrap .saboxplugin-socials a svg{width:18px;height:18px;}.saboxplugin-tabs-wrapper{width:100%;display:block;clear:both;overflow:auto;}.saboxplugin-tabs-wrapper ul{margin:0px;padding:0px;}.saboxplugin-tabs-wrapper ul li{list-style:none;float:left;color:#222;padding:8px 20px;background-color:#e4e4e4;box-sizing:border-box;margin-right:1px;border-bottom:1px solid #c7c7c7;}.saboxplugin-tabs-wrapper ul li.active,.saboxplugin-tabs-wrapper ul li:hover{color:#222;background-color:#efefef;border-bottom:1px solid #c7c7c7;cursor:pointer;}.saboxplugin-tab{padding:20px;}.saboxplugin-tab ul{margin:0px;padding:0px;}.saboxplugin-tab ul li{list-style:none;}.saboxplugin-authorname .sabox-job-title{font-size:12px;opacity:.7;display:inline-block;margin-left:10px;}.page-id-2730 .breadcrumb-sec{display:none;}.page-id-2730 .main_home-2 h3{text-align:left;padding-top:20px;}.home_two_3rds_heading_wrap h2{position:relative;}.home_two_3rds_heading_wrap h2:after{content:"";width:150%;height:.25em;position:absolute;bottom:-.7em;right:0;background-color:#546d8a;display:block;}.main-home-wrap-2 p{color:#fff;}.main-home-wrap-2{text-align:center;}.main-whyWork-title,.main-whyWork-title p{color:#fff;}.main-whyWork-title a{text-decoration:underline;}.page-id-2730 .aboutsec{padding-bottom:50px;}.main_home-process_1n .main-home-wrap-sec7 p{color:#fff;}.page-id-2730 section.help-line{background:#ededed;}.main-home-wrap-sub.main_home_4thsec_video_wrap{margin-bottom:35px;}.main_home2_4thsection_wrap .main-home-wrap-2{margin-bottom:20px;}@media only screen and (min-width: 992px){.main_home2_4thsection_wrap{width:60%;}}.main_home2_focus_section_wrap .main-home-wrap-2 p{color:#000;text-align:center;}.home2_ourBenefites_lastsection_wrap.main-home-wrap-process p{color:#fff;}.help_line_home2_wrap .image-attorny-layer:before{z-index:1;}.help_line_home2_wrap a{position:relative;z-index:2;}.help_line_home2_wrap .image-attorny-layer:after{z-index:1;}.page-id-2730 section.help_line_home2_wrap{background:#fff;}section.main_home-2.main_home2_4thsection_wrap{padding-bottom:0px;}.main-home-wrap-sub.help_line_home2_last_paragraph{margin-top:30px;}.hwrt p{color:#000;}h3.main_home2_4thsection_lastintro_heading{color:#333;}.newHome_whywork_title_des_wrap ol,.newHome_whywork_title_des_wrap ol li{list-style:decimal;}.mianHome2_why_workwithus_wrap h4{font-size:24px;color:#fff;font-weight:700;margin-bottom:15px;min-height:52px;}.mianHome2_why_workwithus_wrap a{min-height:74px;display:block;color:#fff;font-weight:700;font-size:17px;}.newHome_whywork_title_des_wrap{min-height:410px;}.mainhome2_video_thumbnail img{width:125px;margin-bottom:15px;}.homeNew_mainprocess_1n_section h3{font-size:45px;color:#aee;font-weight:700;}.main_home2_focus_section_wrap h2{padding-bottom:25px;}section.main_home2_focus_section_wrap{padding-top:0;}.main_home2_focus_section_wrap .main-home-wrap-2{margin-bottom:0;}.row.main_home2_process_section1_row{border-bottom:1px solid #565656;}.main_home2_process_colborder{border-right:1px solid #565656;}.main_home2_process_wrap h3{padding:13px 0;}.main_home2_process_section_headings h3{color:#70c3e7;font-size:22px;line-height:1.5;margin-bottom:15px;text-align:left;}.main_home2_process_section_headings h2{font-size:35px;line-height:1.4;text-align:left;}.main_home2_process_wrap p{color:#c5c4c4;}.main_home2_process_wrap{background:#111922;}.main_home2_process_wrap .main-home-wrap-part8{text-align:center;}.main-guarantees-title{margin-bottom:12px;}.main-guarantees-title a:hover{color:#bfc13a;text-decoration:none;}.main-guarantees-title h4{font-size:23px;}.main_guarantees_tab_head_wrap p{color:#212529 !important;}.main_guarantees_tab_head_wrap{margin-bottom:20px;}.main_homev2_slide_wrap h1{color:#aee;font-weight:700;font-size:35px;line-height:1.4;}.main-home-wrap-2{margin-bottom:35px;}.mianHome2_why_workwithus_wrap h2{color:#aee;}@media only screen and (max-width: 768px){.newHome_whywork_title_des_wrap{min-height:auto;}.main-whyWork-title{min-height:auto;}.row.main_home2_process_section1_row{border-bottom:0;}.main_home2_process_colborder{border-right:0;}.main_home-2{padding:50px 0px;width:90%;}.main-home-wrap-2{margin-bottom:0;}.mainhome2_video_thumbnail img{margin:0 auto 16px;}.mainHome2_newfeatures_wrap img.video_lightbox_anchor_image{margin-bottom:17px;}.mainHomev2_ourbiglaw_wrap h2{margin-bottom:20px;}.main-home-wrap-sub.help_line_home2_last_paragraph{margin-top:0;}.help_line_home2_wrap .hwrt.fr{text-align:left;}.image-layer{margin-bottom:15px;}.home_two_3rds_heading_wrap h3{margin-bottom:20px;}.main_home-2 p{text-align:left;}}.mainHomev2_ourbiglaw_wrap{padding-bottom:40px;}@media only screen and (min-width: 992px){.MainHome2guarantees_content_wrap{min-height:480px;}}.MainHome2guarantees_content_wrap{background:#fff;}.main-guarantees-tab{background:#e7e8eb;}body{--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--duotone--dark-grayscale:url("#wp-duotone-dark-grayscale");--wp--preset--duotone--grayscale:url("#wp-duotone-grayscale");--wp--preset--duotone--purple-yellow:url("#wp-duotone-purple-yellow");--wp--preset--duotone--blue-red:url("#wp-duotone-blue-red");--wp--preset--duotone--midnight:url("#wp-duotone-midnight");--wp--preset--duotone--magenta-yellow:url("#wp-duotone-magenta-yellow");--wp--preset--duotone--purple-green:url("#wp-duotone-purple-green");--wp--preset--duotone--blue-orange:url("#wp-duotone-blue-orange");--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;}:where(.is-layout-flex){gap:.5em;}body .is-layout-flow > .alignleft{float:left;margin-inline-start:0;margin-inline-end:2em;}body .is-layout-flow > .alignright{float:right;margin-inline-start:2em;margin-inline-end:0;}body .is-layout-flow > .aligncenter{margin-left:auto !important;margin-right:auto !important;}body .is-layout-constrained > .alignleft{float:left;margin-inline-start:0;margin-inline-end:2em;}body .is-layout-constrained > .alignright{float:right;margin-inline-start:2em;margin-inline-end:0;}body .is-layout-constrained > .aligncenter{margin-left:auto !important;margin-right:auto !important;}body .is-layout-constrained > :where(:not(.alignleft):not(.alignright):not(.alignfull)){max-width:var(--wp--style--global--content-size);margin-left:auto !important;margin-right:auto !important;}body .is-layout-constrained > .alignwide{max-width:var(--wp--style--global--wide-size);}body .is-layout-flex{display:flex;}body .is-layout-flex{flex-wrap:wrap;align-items:center;}body .is-layout-flex > *{margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}