Category: Long Term Disability
LTD: Any Occupation vs Own Occupation Coverage
If you need to file a claim under a long-term disability insurance policy you obtained through your employer, you need a dedicated ERISA lawyer who...
The Pros and Cons of Settling a Long-Term Disability Claim
If you have a long-term disability, you may want to settle your claim with the insurance company rather than contesting it through a long appeals...
Can You Fight Insurance Denial for Fibromyalgia?
Living with fibromyalgia means facing pain, fatigue, and a host of other challenging symptoms daily. Often, this debilitating condition leaves you unable to work or...
Is Long-Term Disability Taxable?
Long-term disability insurance is a significant benefit that can protect employees with unexpected injury or illness that prevents them from working. Unfortunately, these benefits are...
Who Pays Health Insurance While on Long-Term Disability?
You need to consider many things when on or applying for long-term disability benefits. Because of your challenging health situation, you may not clearly identify...
How an ERISA Lawyer Can Help With Your CIGNA Long Term Disability Insurance Claim
CIGNA, also known as Life Insurance Company of North America, has tried to market itself as a trusted insurance company. CIGNA hires advertising agencies and...
Filing a Claim for Long-Term Disability Due to Depression and Anxiety
For you, depression and anxiety are as disabling as any other type of physical injury. Your mental health is as critical as your physical health...
Maternity Disability
When an expectant mother takes off from work to deliver her child, she may forgo income, depending on the employer’s policy. Worse, sometimes a difficult...
11 Steps to Effectively Apply for Long Term Disability in 2023
Whether you have long-term disability insurance through your employer or you bought a long-term disability policy on your own, the policy does not guarantee you...
Fibromyalgia Disability
Fibromyalgia is a condition that causes pain all over the body. This disease affects approximately four million Americans who suffer from some degree of it....
Definition of Totally Disabled
What is the definition of totally disabled? Each long-term disability plan offered to employees under ERISA will not be the same. Each policy is a...
Long-Term Disability for Depression and Anxiety
Most often, when people hear the word disability, they think of a physical ailment that hinders a person from moving around. However, mental health is...