Author: J. Price McNamara
Residual Disability Under ERISA in New Orleans
The Employee Retirement Security Income Act (ERISA) is the overarching federal law regulating virtually all employee benefit plans. Congress enacted ERISA in response to various...
What is Considered Accidental Death?
Accidental death insurance, often known as accidental death and dismemberment (AD&D) insurance, is a kind of life insurance that complements standard coverage. It pays benefits...
What Is An ERISA Lien? 5 Things You Need To Know
An ERISA lien is something that you need to be aware of if you are pursuing a personal injury claim. In order to understand how...
Overpayment Recovery Under ERISA: What You Need To Understand
Before the 1970s, workers had very few rights in the United States. If a company closed, employees could simply lose all of their pension plan...
Long-Term Disability Settlement Offer: Bad or Good Idea?
Many claimants wonder if they will receive a lump sum settlement in their long-term disability insurance case. Two of the most common circumstances under which...
Accidental Death & Dismemberment (AD&D): Are You Covered?
You may know about Accidental Death & Dismemberment (AD&D) insurance through your employer’s human resources department or maybe even someone who had to rely on...
What Does An ERISA Attorney Do?
Are you having a hard time getting your insurance benefits under a plan that was provided for you by your employer? Unfortunately, this can sometimes...
Does AD&D Insurance Cover Heart Attacks?
Will Accidental Death and Dismemberment Insurance (AD&D) coverage provide coverage for death caused by heart attacks? When we dream about the future, we often think...
What Happens With Long-Term Disability After Termination From Employment?
Whether you have only been receiving long-term disability benefits for a short time or years, receiving notice of termination can be shocking and quickly turn...
How To Fight A Denied Life Insurance Claim
Losing a loved one, whether by surprise or after a long and arduous battle with an illness, is one of the most difficult situations people...
How Divorce May Affect Long-Term Disability Benefits
Long-term disability (LTD) policies generally replace between 60 and 80 percent of their beneficiaries’ pre-disability income. While this often helps disabled workers cover necessary expenses,...
Does Your Insurance Need Medical Records for Long-Term Disability?
The answer to this question may seem obvious. Of course, long-term disability (LTD) insurers need medical records to determine whether you’ve suffered from a qualifying...