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If Your Life Insurance Claim Has Been Denied, Contact Us Right Away
If your insurance company has wrongfully denied payment of a death benefit claim on your loved one’s life insurance policy, they are acting in bad faith. Our law firm has a long, successful history of winning bad faith lawsuits against insurance companies for failure to pay legitimate claims. We are used to fighting and winning against the insurance companies and making them pay up, including (but not limited to) MetLife, Prudential, Hartford, New York Life, Lincoln National, John Hancock, Transamerica, Unum, Mutual of Omaha, or ANY other life insurance company.
Filing an Appeal for Life Insurance Claims
Life insurance appeal procedures vary, depending on who paid the policy’s premiums. If the life insurance is employer-funded, the federal Employee Retirement Insurance Security Act (ERISA) applies. If your personal life insurance claim is denied, you may have a claim under state law. Depending on which laws apply, you must follow different appeal procedures. In an ERISA claim, for example, you cannot file a lawsuit until you complete an administrative appeal process with the insurance company. Strict filing deadlines and evidentiary rules apply to ERISA claims.
Bad Faith Life Insurance Denials
If your personal life insurance claim is denied in bad faith, the insurance company may owe you additional punitive damages. You may have a bad faith claim if:
You provided sufficient evidence to support your claim,
The insurance company refused to pay benefits, and
Its refusal was arbitrary, capricious, or without probable cause.
Don't Wait - Contact Price McNamara Today About Your Life Insurance Claim
If you believe your claim was denied in bad faith, contact our award-winning life insurance lawyer immediately. A skilled life insurance claims lawyer can help you navigate your plan’s claim and appeals processes and ensure that you receive the benefits you and your family deserve!
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