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Long Term Disability Insurance Denials

The Next Steps Are Critical. As A Former Insurance Company Attorney/insider, I’ll Personally Guide You Through Those Steps And Around Common Pitfalls

Before You Hire Any Attorney, Let Me At Least Do This For You (Free Of Charge):

  • 1 Review Your Denial Letter;
  • 2 Discuss the denial and insurance company tactics in your case with you by phone; and
  • 3 Give you a written step-by-step plan to fight your denial.

Call me or fill out the contact form to get started today.

You can use the plan continue your fight alone, or share it with any other attorney you wish.

Or if you decide you want me to fight for you, no office visit is needed, and you pay nothing – no fee, no costs -- unless we recover.

Listen About Long Term Disability

Long Term Disability Insurance Denials

Whether you were diagnosed with a long-term illness, received a severe injury, had an extensive surgery or are facing a different medical concern, you expect your long term disability insurance to be available to you. However, accessing the benefits you have paid for is often a difficult and frustrating process.

You must adhere to specific deadlines and your documentation must be thorough, or you could be among the thousands of applicants who receive long term disability insurance denials. For help applying for disability benefits or appealing a denial, the services of a seasoned insurance attorney may be helpful.

Denials for Lack of Evidence

It is important for applicants to understand that an insurance company provides a worker’s disability benefits, not their employer directly. Given how knowledgeable insurance companies typically are about illnesses and injuries, applicants should not assume their employer’s knowledge or opinion of their inability to work will automatically qualify them for benefits.

Applicants need to provide plenty of evidence to the insurance company to support their claim, and a failure to do so often results in a denial of long term disability benefits. While applicants must make sure to complete whatever forms the insurance company and their employer have given them, they should not rely on these forms to paint a full picture of their disability and inability to work all by themselves.

It is usually wise for applicants to have their doctor complete a full report about their condition in addition to completing the required paperwork. This report should go into detail about how the condition prevents them from completing the duties of their job. An attorney can review this report with both the doctor and the applicant for long term disability insurance to ensure it gives the most accurate information and minimizes the chances of a denial.

Get Professional Help with Long Term Disability Insurance Denials Today

The most critical mistake that many applicants make is not hiring an attorney who has experience in long term disability cases. Disability laws are complex at both the state and federal levels, and they can be overwhelming to someone who is not used to being in this type of law.

Reach out to a knowledgeable disability benefits lawyer today in order to help increase your chances of receiving the benefits you deserve. By retaining qualified legal counsel, you could have a knowledgeable ally working with you through this challenging process, including any efforts you must make to appeal long term disability insurance denials.

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Three Office Locations

Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 420-6962
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 547-5499
Fax: (225) 201-8313
(By Appointment)

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