What to Expect In a Louisiana Truck Accident Settlement
Your truck accident has resulted in injuries, damages, pain and suffering, and impacted your enjoyment of life. While the insurance companies may seem sympathetic to your troubles, they’re still only looking to get out of your claim by paying out the least amount of damages possible to you and your family.
Be cautious if they offer you a truck accident settlement, as it may not be in your best interest to take their first offer. It may be wise to first consult with a Louisiana truck accident attorney who can examine the settlement offer against your current and future expenses to determine if it is actually reasonable.
How Is A Truck Accident Settlement Reached?
Most truck accident claims are settled out of court without ever having to go to trial. Prior to this, the evidence of the accident collected by both parties and is examined to determine if there was a clear party at fault.
As the plaintiff in the case, you will be asked to answer routine questions from the defendant in regards to your medical history, the truck accident and your evidence. In this “discovery” phase of the case process, both sides of the case discover the details of the accident and its impact on your life.
If there is enough evidence to prove you are entitled to compensation for the accident, the case will likely be settled without a trial. The insurance company will then issue a truck accident settlement. This is a statement of compensation with terms for future action, should more complications arise related to your injuries. If the defendant is confident your case is not strong enough to hold up in court, they may call to trial for a final decision by jury.
When Should I Accept a Truck Accident Settlement?
NEVER accept a truck accident settlement marked as “final payment,” as this will release your rights to seek future compensation for ongoing injury complications. Look over the terms and conditions of the settlement, as well as the amounts offered for your damages.
It is ultimately your decision if they seem fair, but be aware that certain conditions in the fine print will most likely prevent you from seeking additional provisions should unexpected complications arise from your injuries in the future.
A Louisiana truck accident attorney can review a truck accident settlement with you and explain the terms, as well as determine if you are receiving fair compensation for your suffering.
Contacting a Louisiana Truck Accident Attorney
Insurance companies are notorious for trying to get out of settlements with the least amount of loss on their behalf, often leaving you with much less than you are entitled to. An experienced Louisiana truck accident attorney will help you understand your settlement offer and if need be, take your case to trial.