While uninsured motorist coverage is not a standard requirement for Louisiana car insurance policies, it’s a good idea to have it. The state of Louisiana requires only Personal Injury Protection at $10,000 per person, $20,000 per accident and $10,000 in Property Liability.
If your Louisiana car accident occurred with a driver who did not carry this minimum required insurance coverage, or was completely uninsured, you may be out of luck when seeking compensation. Uninsured motorist coverage in Louisiana will protect you from this danger, and an experienced Louisiana car accident attorney can also help negotiate with the insurance companies on your behalf.
Uninsured motorist coverage is an optional amount of insurance that you can choose to add to your car insurance policy. This coverage is in place to compensate for the lack of insurance of the other driver. Your insurance company will pay up to the amount of coverage you requested for your own personal damages.
The purpose of this coverage is to ensure that your needs are taken care of in the event your Louisiana car accident took place with a hit-and-run driver, or an uninsured or underinsured motorist. Because the other party doesn’t have the insurance coverage to pay for your damages, your own company has to step in to make sure you are compensated for your injuries and accident-related expenses.
If you’re unsure of your uninsured motorist coverage, or you didn’t include it in your policy, you still have options. An experienced Louisiana car accident attorney at the Law Offices of J. Price McNamara can help examine your Louisiana car accident and determine if a Louisiana personal injury lawsuit can help your settlement.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
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Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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