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Filing a Lawsuit If Insurance Covers After a Car Accident in Louisiana

Filing a Lawsuit If Insurance Covers After a Car Accident in Louisiana

Your Louisiana car accident insurance injury settlement will come with a statement called a “Release and Waiver,” which details the conditions and terms that come along with the compensation you are to receive. The conditions outlined in this form are designed to protect the insurance company and their insured from someone suing them after the insurance settlement.

What Happens if I Sign the Release and Waiver?

You should carefully read over the terms outlined in the form, as they are designed to protect the insurance company from having to pay for future expenses or enduring another lawsuit. The general purpose of a Release and Waiver is to block you from suing after the insurance settlement, should you have more complications down the line from your injuries.

By signing the Release and Waiver, you give up all right to sue after the insurance settlement. This means if you suffered a spinal injury that results in recurring back pain, you cannot file another lawsuit to obtain compensation for those future complications.

How Do I Protect my Option to Sue?

Before accepting any settlement and signing any paperwork, you should have your offer looked at by a professional Louisiana car accident lawyer. Your lawyer will be able to explain what rights you are giving up by accepting the settlement and, if necessary, negotiate a change in the terms to best benefit your situation.

If you sign to accept the settlement without fully understanding the rights you are waiving, you may be preventing yourself from being able to sue after the insurance settlement in the event of future medical complications.

Contacting a Louisiana Car Accident Lawyer

Proper explanation and understanding of the settlement documents is critical to obtaining the highest compensation as well as keeping your options open in the future regarding your claim.

The Louisiana car accident lawyers at the Law Offices of J. Price McNamara will help you examine your settlement offer and help you understand your rights after accepting.  For more information on personal injury lawsuits, visit our website or contact us to schedule your FREE legal consultation today – (866) 248-0580.

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