The state of Louisiana requires that all state residents who operate a motor vehicle must provide proof of financial responsibility. This means that you need to prove that you will be able to repay the cost of any damages that may be caused by an accident with your vehicle. Establishing this financial responsibility usually occurs through purchasing liability coverage that meets the Louisiana car insurance requirements.
To register your vehicle in Louisiana, you must meet the minimum Louisiana car insurance requirements.
Many car owners choose to purchase extra insurance coverage for added protection in the event of a serious car accident.
Personal injury protection (PIP) coverage will cover some or all of the medical expenses that you may suffer in a Louisiana car accident. This may also include lost wages, any pain that the victim suffers, and funeral expenses if the victim should die. PIP may cover the driver of the other vehicle when two cars are in an accident, as well as any pedestrians who are injured or involved.
Uninsured motorist coverage will cover the damages caused by an uninsured at-fault driver. This means that if another driver’s negligence causes a Louisiana car accident, and that driver is not insured, your policy will cover the damages that were caused by the other driver. In Louisiana, you must choose to opt out of this type of coverage when applying for your car insurance.
Collision coverage will compensate a policy holder for the actual physical damages to their vehicle, and any other property that may have been damaged in an accident. In these cases an insurance adjuster will try to determine the value of the damages, and many times their estimations will be less than you deserve. To know your rights and get legal advice after a Louisiana car accident, you can seek the expertise of a Louisiana personal injury attorney.
If you have been seriously injured due to someone else’s negligence, your car insurance or that of the party may not offer enough compensation to help cover your expenses. Get the compensation you deserve by contacting a Louisiana personal injury attorney who can explain your legal rights and help you file a personal injury claim. Contact a Louisiana personal injury lawyer today at the Law Offices of J. Price McNamara.
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like so many others in his field of specialty. He is a consummate professional, extremely knowledgeable
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will use him in the future.
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able to address all of my questions and/or concerns.
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who wants a top-notch attorney who gets results.
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the company knew that it was their fault but of course tried passing the buck. Mr.
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by something or someone else, don’t hesitate to call him.
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