Georgia ERISA Lawyer

While insurance, disability, and retirement companies have a lot of freedom in drafting their policies and procedures, they still must stay within the bounds of federal law. If they do not, there are several actions, depending on what the grievance is, that you can take to correct the situation such as filing an appeal or taking a matter to federal court with the help of an experienced insurance attorney.

You may need a Georgia ERISA lawyer if you are having problems accessing your employee benefits or were denied a disability claim. They can work with you to help you get the benefits you need.

The Employee Retirement Income Security Act of 1974 (ERISA)

To set up a framework for benefit relations in the workforce and with private insurance companies, Congress passed the Employee Retirement Income Security Act. The Employee Retirement

Income Security Act, also known as ERISA gives protections to many ensured Americans. However, ERISA laws can be quite complex and as such many employers hire ERISA experts such as an attorney to make sure they are in compliance with these laws.

ERISA laws require insurance plans to:

  • Give participants their plan information including essential information about their plan features and its funding
  • Adhere to the currently set standards for participation, vesting, accrual, and funding of benefits
  • Give financial responsibilities for those who manage and control plan assets
  • Establish an appeals and grievance process for plan participants to receive benefits from their benefit plans
  • Set deadlines for submissions, request, and appeals, and inform consumers of them

Additionally, ERISA laws give all plan participants the right to sue for benefits and breaches of fiduciary duty. If a defined benefit plan is stopped, ERISA laws also secure payment of certain benefits through a federally chartered corporation, known as the Pension Benefit Guaranty Corporation (PBGC).

Legal Enforcement in Georgia

Laws that exist without a way to enforce them or an authority to make sure they are being followed are meaningless. Therefore, within the federal ERISA plan itself, parameters are set up for what happens if a plan does not follow ERISA laws.

In fact, there are ERISA lawyers in Georgia who specifically focus on upholding the protections and rights of the insured under ERISA. Whether it be helping with an application, an appeal, or the filing of a federal suit, these attorneys are committed to protecting the rights of the insured.

Reach Out to a Georgia ERISA Attorney Today

When you work with a qualified attorney, they join in on a partnership with you. Their goal is to understand your benefit needs and your interpretation of what is going on with your plan administrator. They also seek to understand your specific insurance policy and how Georgia and federal laws impact it.

An experienced attorney is familiar with the tactics used by insurance companies, their plan administrators, and their attorneys and is not afraid to point out injustices according to ERISA and demand justice for you. A Georgia ERISA lawyer can walk you through each step of getting the benefits you rightfully paid for and deserve. Call today to learn more about ERISA insurance legal representation.

Our Offices & Locations

Whether you’re in Louisiana, Texas, or anywhere in the Gulf Coast region, J. Price McNamara and
his legal support team are focused on building a strong case for you. Explore our locations below.

N/A

Law Offices of J. Price McNamara

attorney
Call Now
Message Us