When an accident happens, and your life looks very different, you may count on the insurance policy you purchased many years ago to be there to help you financially. For many people, filing a claim against their accidental death and dismemberment (AD&D) policy can be challenging and disheartening.
If you are facing a denial or complications with filing, our accidental death & dismemberment lawyer in Florida can help you. At J. Price McNamara: Disability, Life, AD&D Insurance Attorneys, founded in 1990, our Florida insurance claims lawyer recognizes exactly how complicated these claims and denials can be. Do not give up. Call us instead.
What Happens When You Hire Our AD&D Claim Attorney in Florida
ERISA claims and appeals are far more challenging and follow very specific rules that most people do not know about when obtaining a policy. If you receive a denial, the dispute process is riddled with numerous steps and requirements that could lead you to lose your ability to take action.
Our lawyer becomes your advocate by:
- Reviewing your policy to pinpoint the coverage you have, any exclusions noted, and any loopholes the insurance company may be pursuing
- Collect all of the evidence possible to build your claim, including accident documentation, medical records, witness statements, expert testimony, and legal details
- File your claim initially, if you have not done so, ensuring it is complete and accurate, and all necessary documentation is in place to ward off complications
- Appeal any denial you receive, following the administrative process very specifically required by these policies
- If still denied, we file a lawsuit in federal court to fight for fair treatment under the law
Our team handles the entire process for you, reducing any risk that you are unable to navigate the law properly. With the guidance of our accidental death & dismemberment attorney in Florida, the entire process is electronic, and there is no risk that you have to be physically present. Reach out to us to learn how we can help you.
For a free legal consultation with an accidental death and dismemberment lawyer serving Florida, call (225) 201-8311
Why Trust Us with Your AD&D Claim in Florida
At J. Price McNamara: Disability, Life, AD&D Insurance Attorneys, we are compassionate, trusted, and experienced at helping victims seek fair compensation.
Our legal team has over 30 years of experience handling these claims, and we can ensure you receive the fair treatment you deserve. The Employee Retirement Income Security Act (ERISA) creates very rigid rules for you to follow. When you hire our firm, you get:
- Experience that is working on your side. We know the strategies insurance companies take to limit compensation payments. We also know how to hold them to what they owe to you.
- A reputation for getting results. Our years of working exclusively in the ERISA insurance sector have allowed us to build a strong reputation across the country for delivering results for victims.
- Compassionate support. You are facing a traumatic event in your life, and you deserve support you can rely on. You can do that with our attorney, while we hold the insurance company accountable.
Our firm offers comprehensive support for ERISA cases, which includes most of these group insurance plans. You can count on getting legal support and personalized attention throughout this legal process from a legal team with a proven track record of success. Let us help you move forward with the funds owed to you. Browse our case results to learn more.
Florida Accidental Death And Dismemberment Lawyer Near Me (225) 201-8311
What You Need to Know About AD&D Insurance
Many times, individuals purchase an AD&D policy because it seems like a necessary investment they never have to use. In situations where you are faced with these types of injuries and losses, you have the right to use this policy. Before you can do that, you need to understand what it is and how it works.
Accidental death and dismemberment is a type of insurance policy that pays financial benefits to the policyholder in the event of a qualifying injury or unexpected death resulting from an accident. AD&D is not life insurance, and it is not a type of personal injury insurance policy.
Rather, you may be able to receive a benefit payment if you suffer the loss of life, or in situations of amputation of a limb, loss of hearing or speech, or loss of sight. Many employers offer these policies as a component of your health insurance or benefits package, and many policyholders never really review the details. That is where our attorney becomes a critical factor when you need to file a claim.
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Who Can File an Accident Death and Dismemberment Claim in Florida
If you are a policyholder, you should understand your rights to seek a claim. Only specific people have the legal authority to take these actions.
You may be eligible to file a claim, or if your claim is denied, to file a request for an appeal, in the following situations.
- Serious injury. You suffered a serious injury that qualifies under the policy’s rules, often including loss of vision or hearing, paralysis, or loss of limbs.
- Death. You are the named beneficiary on a policy held by a person who lost their life in an accidental death.
- Legal representative. If there is no named beneficiary, the legal representative of the estate can seek a claim against the estate owner’s policy if they die.
It is very important that you speak to an attorney before you take any action to file this claim, as very specific and rigid guidelines are in place.
If you file a claim and receive a denial, you may still be able to seek an administrative review or a lawsuit in federal court under ERISA. Do not wait to contact us to find out what your rights are.
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Schedule a Consultation with a Florida Accidental Death & Dismemberment Attorney Today
Let J. Price McNamara: Disability, Life, AD&D Insurance Attorneys review your situation, go through your policy details, and serve as your voice after a denial of your benefits.
Our team brings over 30 years of combined experience to your case and to the fight for fair results. Contact us now for a free consultation. Speak to our Florida accidental death & dismemberment lawyer now.
Call or text (225) 201-8311 or complete a Free Case Evaluation form
