Learning that the insurance company denied your very valid claim is frustrating and terrifying. It can create financial and emotional turmoil, as you may be unsure how to pay your bills and get the care you need. Having an insurance claims lawyer in Florida can make a difference.
At J. Price McNamara: Disability, Life, AD&D Insurance Attorneys, founded in 1990, our insurance claims law firm focuses strictly on helping policyholders to hold insurance companies accountable. Contact us to discuss your specific needs over the phone or through a video chat. It’s an easy way to learn if the insurance company is taking advantage of you.
Why J. Price McNamara: Disability, Life, AD&D Insurance Attorneys Are the Ideal Choice for Insurance Claims
Insurance law is complex, and insurance companies know that policyholders may not know all the fine rules and limitations of such policies. They use that against you. At J. Price McNamara: Disability, Life, AD&D Insurance Attorneys, we use our experience and in-depth knowledge of insurance laws to hold insurers accountable:
- Clear communication. We believe in educating you about your rights under the law in plain language. As stressful as the situation is, having a clear understanding of your rights, from someone working solely for your benefit, matters.
- Reducing unnecessary conflict. Our objective is not a long, drawn-out fight, but clear communication with the insurance company. We are professional and focused on helping you get the best outcome.
- Respectful advocacy. Our legal team believes in treating you with respect. We treat all clients, colleagues, and the legal process with precision, attention, and honesty. This is what built our success and reputation for being a law firm with integrity.
As a focused insurance practice firm, we hold companies accountable to their responsibilities. We understand insurance claims law and know how to get case results for our clients. Put your trust in our experience. Use our lawyer to navigate your rights.
For a free legal consultation with a Insurance Claim lawyer serving Florida, call (225) 201-8311
Types of Insurance Claims We Handle
J. Price McNamara: Disability, Life, AD&D Insurance Attorneys has a very specific legal focus: insurance law. Because we have this focused area of practice, you can trust that our lawyer has the necessary knowledge, resources, and processes to safeguard your outcome. Our specific legal services revolve around these areas:
- Florida accidental death and dismemberment lawyer: This insurance coverage promises to provide financial support at some of the worst moments of life. Insurance companies often seek small policy details to limit payouts. We hold them accountable for what they promised you.
- Florida long-term disability lawyer: Facing an illness or injury that threatens your ability to work and meet your needs is scary. Insurance companies often try to place unnecessary and complex requirements on you, sometimes changing the rules, putting this critical source of financial support at risk.
- Florida short-term disability lawyer: When health matters make it impossible to work for a period of time, short-term benefits should fill in the gaps. Insurance companies will create frustrating limitations on receiving such claims. We work to protect your benefits.
- Florida life insurance lawyer: Beneficiaries may find filing a claim challenging, with various hoops to jump through to receive the critical financial support promised to you. We fully represent beneficiaries under the law.
- Florida ERISA claims lawyer: Federal ERISA laws aim to protect workers from unfair treatment under workplace and job-based insurance plans. We help you navigate claims and processes to minimize disruptions.
Our Florida insurance claims attorney is your advocate. We answer your questions, educate you, and provide you with a clear process for getting results. You do not have to just accept what the insurance company tells you. Instead, set up a consultation with the J. Price McNamara: Disability, Life, AD&D Insurance Attorneys to discuss your rights.
Florida Insurance Claims Lawyer Near Me (225) 201-8311
How Insurance Companies Process Claims and Why Denials Happen
One of the most important ways we help clients is by providing clarity about what to expect from the claims process. Once you submit a claim, the insurance company will review your claim details and verify your policy coverage. That seems simple, but insurance companies are not just looking for these qualifications. They want to find loopholes to potentially reduce or eliminate your coverage.
This can lead to denials or requests for information that put your case at risk. They may be selective in medical reviews, question pre-existing conditions, and interpret policy definitions unfairly. Even when your doctor supports your claim, insurance companies find ways to question and deny coverage.
You have an appeals process that gives you some control back. Our lawyer helps you navigate that process, putting pressure on insurance companies to meet both Florida and federal legal requirements when issuing payments.
Click to contact our insurance claim lawyers today
Florida Insurance Laws That May Help You
There are numerous laws at the state and federal levels that provide insurance protections for you. The most important aspects of these types of claims include the following:
- Florida bad-faith claims: Under the Civil Remedy Notice statute (Florida Statutes § 624.155), policyholders have the right to sue insurers if insurers fail to act in good faith.
- Florida Insurance Code:The Florida Insurance Code outlines specific rules for property rates, claim handling, insurer accountability, and fraud-related penalties.
- Workplace insurance plans:Federal ERISA laws govern most insurance policies issued to employees. This includes establishing firm deadlines and clarifications about workplace insurance plans.
These laws are complex, with numerous fine details that insurance companies don’t want you to know about, which can put your claims at risk. As your legal team, we aim to hold those who owe you compensation accountable for the full amount the law requires. Our client testimonials tell our success stories and more.
Complete a Free Case Evaluation form now
Contact Our Insurance Claims Lawyer in Florida Now
At J. Price McNamara: Disability, Life, AD&D Insurance Attorneys, we take your case seriously. We bring experience, a strong reputation for getting results, and reliable legal representation even against the largest companies.
If you did not receive compensation as expected or you want help navigating the insurance policy claims process, contact our Florida insurance claims lawyer for immediate guidance. We will provide you with the comprehensive legal insight you need.
Call or text (225) 201-8311 or complete a Free Case Evaluation form
