Do I have to attend the Independent Medical Exam (IME) the insurance company scheduled for me?
If you are in an accident that leaves you injured and with a pile of medical bills, you may wonder when the insurance company will start reimbursing you for your accident-related expenses. During this time it isn’t unusual for an insurance company to request that you undergo an Independent Medical Exam to assess your injuries.
Independent Medical Examination (IME)
In an Independent Medical Examination, or IME, a neutral doctor will look at your case to determine the extent of your injuries.The purpose of this type of examination is to allow a physician approved by your insurance company an opportunity to evaluate your injuries while avoiding any bias that can come from your personal doctor.
You should not have to pay for the IME. The party requesting the IME must pay for your examination. All you need to do is show up for the exam and be honest with the physician about your injuries and how they are affecting your life.
Even if you do not wish to have an independent medical examination, it is in your best interest to do so and, in some cases, you can even be compelled to do so. Failing to comply with an IME when requested by an insurance company could invalidate your claim and let the insurance company off the hook for paying for your accident-related expenses.
Once the extent of your injury has been determined by an IME, you can work toward recovering proper compensation for your medical expenses and other damages.
If you find yourself in a situation where you may need an IME, a Louisiana personal injury attorney can help guide you through this process and help you defend your personal injury claim.
If you have been seriously injured due to someone else’s negligence, don’t let your medical bills put you in debt. Get the compensation you deserve by contacting a Louisiana personal injury attorney who can explain your legal rights and help you file a personal injury claim. Contact a Baton Rouge personal injury lawyer today at the Law Offices of J. Price McNamara – (866) 617-6298.
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