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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

UNUM Disability Lawsuit in Texas

Helping Individuals in Texas with Filing a UNUM Disability Lawsuit

If you are insured by UNUM through your employer, your insurance plan is most likely covered under the Employee Retirement Income Security Act of 1974, otherwise known as ERISA.

ERISA is a federal statute that was enacted by Congress in 1974, in order to safeguard employee benefits and help ensure that they receive these benefits when they need them. Unfortunately, employer-sponsored insurance plans do not always work that way, and insurance companies actually have an incentive to deny employees their much-needed benefits.

If you have been denied disability benefits under your employer-sponsored plan of insurance, you must complete certain prerequisites prior to filing a UNUM disability lawsuit in Texas. At the Law Offices of J. Price McNamara, we can help you take the necessary legal steps to pursue the disability benefits that you deserve. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Review Your Denial Letter Thoroughly

If your claim for disability benefits has been denied by the insurance company, the first step that you should take is to review your claim denial letter very carefully. The denial letter will set forth exactly why your claim for disability benefits was denied. 

In some instances, you may have failed to follow some protocol established by the insurance company, and consequently, they have denied you benefits. In other cases, you may not have submitted the necessary documentation to support your claim for long-term disability benefits. Remember, to be eligible for these benefits, you need to show that you suffer from a permanent disability that keeps you from working. 

An experienced attorney can review the denial letter with you and determine what actions you need to take on administrative appeal.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

Free Case Consultation

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Appealing a Claim Denial

There are several steps that you need to take if you are interested in appealing a disability claim denial. Unfortunately, you cannot file a UNUM disability lawsuit in Texas right away. First, you must exhaust all of the insurance company’s administrative appeal opportunities. Your denial letter will set forth exactly what you have to do in order to administratively appeal your benefits denial. You should follow this protocol closely because if you fail to follow it, your claim for benefits will most likely be denied for a second time.

Litigating a Claim Denial by Filing a Lawsuit

Once you have exhausted any and all administrative appeal remedies presented by the insurance company – and if you still do not have the disability benefits you need – then you may file a lawsuit against your insurance company in the court system. 

Due to the ERISA statute, insurance companies have significant advantages in federal court. One of the most important advantages is that in the federal system, you are not entitled to a trial by jury. Rather, a judge must decide the issue of whether or not you are entitled to disability benefits. Consequently, it is important that you have an experienced lawyer by your side in federal court.

Talk to a Lawyer about Filing a UNUM Disability Lawsuit in Texas

If you are interested in filing a UNUM disability lawsuit in Texas, the experienced legal team at the Law Offices of J. Price McNamara is ready to assist you. To learn more about the steps and protocols involved, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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