Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
The Employee Retirement Income Security Act (ERISA) was passed in 1974 to protect the interests of participants in and beneficiaries of employee benefit plans. Part of its purpose is to ensure that plan funds were protected and that eligible participants would receive the benefits they were entitled to, even if the company meant to provide them filed for bankruptcy.
As of 2013, the United States Department of Labor reports that about 684,000 retirement plans, 2.4 million health care plans, and 2.4 million other welfare plans were covered under ERISA. All told, ERISA laws work to protect approximately 141 million workers and beneficiaries and over $7.6 trillion in assets.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
Oftentimes, employees have difficulty with the finer points of ERISA regulations, as these are complex laws governing complex subject matters. To get help understanding ERISA in Texas or with seeking justice if your ERISA rights are being violated, contact an experienced ERISA lawyer.
ERISA laws govern most private industry benefit plans, including pensions, retirement savings, and health insurance coverage. However, employees of churches, religious organizations, Indian tribal entities, and the government are likely not covered under ERISA.
It is important to note that ERISA laws do not mandate that employers offer benefit plans to their employees. Rather, it sets the legal standards for plans that are voluntarily in existence.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
ERISA gives plan participants many rights for their protection. If a plan is covered under ERISA, the participants have the right to:
Those covered under ERISA plans in Texas should have a solid understanding of their ERISA-guaranteed rights. Sometimes, though, employers and plan administrators attempt to administer the plans in their own favor, working under the assumption that participants and beneficiaries are not aware of their rights.
For instance, they may delay benefits that should be covered in a timely manner, or in some cases even deny them altogether. Employees or participants who believe their rights under ERISA are being violated should contact an attorney to further discuss their situation and legal options. A lawyer could be an invaluable asset in understanding ERISA in Texas.
ERISA plan administrators and fiduciaries need to be held accountable if they fail to adhere to ERISA regulations. One way to do this is to hire a qualified ERISA lawyer if you believe you are entitled to benefits you are not receiving, believe the plan is being illegally run in some way or need help understanding ERISA in Texas and how this set of laws applies to your specific plan.
A skilled and knowledgeable Texas ERISA lawyer should have an in-depth understanding of how ERISA laws are interpreted and how to use those laws to uphold your rights as a plan participant. Call today to schedule an initial meeting and get the legal representation you deserve.
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