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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Understanding ERISA in Texas

The Employee Retirement Income Security Act (ERISA) was passed in 1974 to protect the interests of participants in and beneficiaries of employee benefit plans. Part of its purpose is to ensure that plan funds were protected and that eligible participants would receive the benefits they were entitled to, even if the company meant to provide them filed for bankruptcy.

As of 2013, the United States Department of Labor reports that about 684,000 retirement plans, 2.4 million health care plans, and 2.4 million other welfare plans were covered under ERISA. All told, ERISA laws work to protect approximately 141 million workers and beneficiaries and over $7.6 trillion in assets.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

Our Testimonials

Oftentimes, employees have difficulty with the finer points of ERISA regulations, as these are complex laws governing complex subject matters. To get help understanding ERISA in Texas or with seeking justice if your ERISA rights are being violated, contact an experienced ERISA lawyer.

ERISA-Covered Plans

ERISA laws govern most private industry benefit plans, including pensions, retirement savings, and health insurance coverage. However, employees of churches, religious organizations, Indian tribal entities, and the government are likely not covered under ERISA.

It is important to note that ERISA laws do not mandate that employers offer benefit plans to their employees. Rather, it sets the legal standards for plans that are voluntarily in existence.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

ERISA Participant Rights

ERISA gives plan participants many rights for their protection. If a plan is covered under ERISA, the participants have the right to:

  • Receive information about the plan, including important information about plan features and funding—although while some must be automatically provided free of charge, some may only be given at the specific request of the participant
  • Continue health care coverage for themselves, their spouse, and their dependents if they experience a loss of plan coverage as a result of a qualifying life event
  • Not be fired or discriminated against to prevent them from accessing their health or welfare benefits under ERISA
  • File a suit for access to benefits and breaches of fiduciary duty

Those covered under ERISA plans in Texas should have a solid understanding of their ERISA-guaranteed rights. Sometimes, though, employers and plan administrators attempt to administer the plans in their own favor, working under the assumption that participants and beneficiaries are not aware of their rights.

For instance, they may delay benefits that should be covered in a timely manner, or in some cases even deny them altogether. Employees or participants who believe their rights under ERISA are being violated should contact an attorney to further discuss their situation and legal options. A lawyer could be an invaluable asset in understanding ERISA in Texas.

How a Texas ERISA Attorney Could Help

ERISA plan administrators and fiduciaries need to be held accountable if they fail to adhere to ERISA regulations. One way to do this is to hire a qualified ERISA lawyer if you believe you are entitled to benefits you are not receiving, believe the plan is being illegally run in some way or need help understanding ERISA in Texas and how this set of laws applies to your specific plan.

A skilled and knowledgeable Texas ERISA lawyer should have an in-depth understanding of how ERISA laws are interpreted and how to use those laws to uphold your rights as a plan participant. Call today to schedule an initial meeting and get the legal representation you deserve.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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