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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Understanding Burn Injuries in Louisiana

There are many types of injuries that your body can sustain during an accident. We often think of the ones that cause “breaks”: to your skin, bones, or nerves. But one of the most common—and potentially serious—kinds of injuries you can suffer from are burns. It is important to get in immediete contact with a Louisiana burn injury lawyer if hurt due to the negligence of someone else.


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Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

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Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

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Types and Causes of Burn Injuries

Simply put, burn injuries occur when your skin tissue is damaged by one of 5 forces:

  • Heat
  • Sunlight
  • Chemicals
  • Electricity
  • Radiation


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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

People can sustain burn injuries in many different types of accident, including:

  • Open flames from a burning building or other source
  • Chemical spills that contact the skin
  • Defective products that may heat to unsafe temperatures or ignite
  • Flammable liquids, such as gasoline, which catch on fire after a vehicle accident
  • Hot steam
  • Electrical accidents including faulty electrical systems, wiring hazards, or even power tools

There are 4 types of burns, which are all classified by severity.

First-Degree Burns

In a superficial or first-degree burn, only the outer layer of skin (also known as the epidermis) is damaged. While these burn injuries can be quite painful, they usually heal within 5 to 7 days. Topical treatments are often applied to ease discomfort and facilitate the healing process. In most cases, there is no permanent damage to the skin.

Second-Degree Burns

A second-degree burn, also known as a dermal or partial thickness burn, occurs when the damage is deeper than a superficial burn. In these cases, the dermis (or second layer of skin) is affected. In the majority of cases, treatments are similar to those applied with superficial burns; however, skin grafts are sometimes used if the dermal burn is large.

Since the dermis is 15 to 40 times thicker than the epidermis, the seriousness of a dermal burn can vary widely. In addition to increased levels of pain, dermal burns usually leave scarring after the healing process is complete.

Third-Degree Burns

When a burn extends to the third layer of skin, which includes fat and subcutaneous tissue, it is categorized as a full thickness or third-degree burn. In addition to causing agonizing pain, these burns often lead to the destruction of the sweat glands, hair-follicles, and areas where new skin cells are generated.

Skin grafts are almost always used to treat full thickness burns, and healing times are usually much longer than superficial or dermal burns. Unfortunately, scarring and discoloration are common even after the pain disappears; and internal skin systems usually do not fully recover.

Fourth-Degree Burns

Contrary to popular knowledge, there is a more serious classification than a third-degree burn. Fourth-degree burns occur when full thickness burns extend through the entirety of the skin and into the underlying tissue. These can be life-threatening and cause irreversible damage to muscles, ligaments, or nerves.

If you or your child has suffered burns as a result of an accident or the negligence of someone else, you should strongly consider engaging the services of a Louisiana personal injury lawyer.

Contacting a Louisiana Burn Injury Attorney

After a serious accident, while you are dealing with injuries, medical bills, and insurance companies, it’s important to have someone working on your side.

Speaking with an experienced Louisiana personal injury attorney after an accident can help you understand your legal rights and options, and if necessary, help you file a personal injury lawsuit to help you recover compensation for your losses.

The Louisiana personal injury lawyers at the Law Offices of J. Price McNamara can help you recover damages for medical bills, ongoing medical treatment, property damage, and other accident-related expenses. Contact us to schedule your FREE legal consultation today.

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