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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Tulsa Long Term Disability Lawyer

Each year, many people find themselves struggling to get by after being diagnosed with long-term and disabling medical problems. From cancer to a lengthy recovery after surgery, a long term disability insurance plan can make all the difference for a family going through a serious health crisis. In fact, it does not have to be a condition related to work. Many people are diagnosed with medical problems that will take months to resolve or which could put them out of work for upward of a year or more. A long term disability (LTD) plan is designed to help by paying a portion of your salary for a set period of time, or until you can get back to work.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

Our Testimonials

At the Law Offices of J. Price McNamara, we work to make sure all deserving beneficiaries get the benefits that are due. If you have been unjustly denied benefits in or around Tulsa, OK, call us to talk to an attorney about your options.

Fighting for Long Term Disability

Getting your employer’s LTD plan to pay when you have been rendered unable to work can be a bit of a mystery for some. After all, each insurance policy is different, and the requirements and eligibility rules may vary widely. However, there are certain basic rules that all plans should have. Once you understand these rules, you should be able to see where an attorney can help.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

LTD Benefits are a Creature of Contract

While it may seem like it is your LTD plan, it is actually a contractual agreement between your employer and the insurance carrier that underwrites the plan agreement. To further complicate things, a lot of employers opt to use a third-party administrator (TPA) to handle the day-to-day operation and administration of the funds in the plan. This is done to ensure compliance with federal laws that require employers to ethically and responsibly handle the employee money that is contained within a plan.

The important thing to remember is that although you are not necessarily a party to the contract, the contract was created to benefit you. Federal laws were written to ensure that you are protected against the plan being misused.

The Contract Controls Your Options Up to a Point

Under the federal law known as ERISA (Employee Retirement Income Security Act of 1974), your LTD plan must give you a minimum of 60 days to appeal a denial. The procedure for this must be clearly listed in your plan materials and in the denial letter. To this extent, the LTD plan controls how you appeal a denial.

Once you have exhausted all of the options available through the contract, if your employer’s plan administrator is still denying you improperly, you may have a right to file a lawsuit seeking to prove your eligibility for benefits.

How an Attorney Can Help

When you call the Law Offices of J. Price McNamara, we can carefully listen to your situation and review the terms of your denial and the plan documents. In many cases, we have found that clients were improperly denied for minor technicalities that could easily be overcome. In other cases, we have had to file lawsuits and take the matter to court to obtain justice. In either case, the earlier you contact us, the better your chances. So call today to get a free consultation with an attorney.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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