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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Tulsa ERISA Attorney

If you apply for disability through the insurance plan of your employer but were denied benefits, you still have options. The first step you need to take after a denial is to get a copy of the disability portion of your employer’s insurance plan. Most of these policies offered through employment are covered under Federal ERISA law. These laws require that before filing a lawsuit, you must appeal your denial internally with the insurance provider.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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Time Limit for Filing an Appeal

An experienced Tulsa, Oklahoma, ERISA attorney can help you determine what your timeline is for filing an appeal, but your plan should also explain the deadlines. Some plans specify a time limit of just 60 days, but most will allow up to 180 days to file an appeal after a denial. Some plans will even allow two appeals to be filed.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

How are ERISA Settlements Typically Resolved?

Although there are a variety of methods that may be used for settling an ERISA claim through the court, mediation and trials are two of the most common. Many long term disability claims that are ERISA-based will settle through settlement conferences or mediation. These confidential meetings do not have the strict rules of the court. If a settlement is reached in a conference or mediation, that means that both sides have ultimately agreed on a settlement amount. You are allowed to walk away from the settlement discussion at any point and can not be manipulated or forced to settle your claim. However, once they are settled, they are final and can not be appealed.

If a case does not settle, it will proceed to trial. The trial will be a bench trial that takes place in front of a judge but without a jury. The judge will review the records and make a court decision, not a settlement. This means you will either win or lose. If the judge finds in your favor, the insurer will be required to pay monthly benefits from that point forward as well as any back benefits. You may also be awarded attorney fees. The insurer may still require you to prove periodically that you are still disabled and may be able to terminate benefits at a later date. If the judge does not find in your favor, you may be able to file an appeal with the United State Court of Appeals.

Contact an Experienced Tulsa ERISA Attorney Today

Even if the Social Security Administration has approved disability benefits for you, the disability plan through your employer may still deny you benefits. This often happens because the definition of disabled is not always the same for an insurance company as it is for the SSA. It is that definition that will determine whether your employer’s plan will have to pay benefits for your specific situation.

ERISA laws can be complex and confusing so having legal representation on your side can help ensure that your rights are protected. The attorneys at the Law Offices of J. Price McNamara have years of experience helping their clients navigate the complex legal system. Contact our office today to schedule a consultation.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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