Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
If you apply for disability through the insurance plan of your employer but were denied benefits, you still have options. The first step you need to take after a denial is to get a copy of the disability portion of your employer’s insurance plan. Most of these policies offered through employment are covered under Federal ERISA law. These laws require that before filing a lawsuit, you must appeal your denial internally with the insurance provider.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of…
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
An experienced Tulsa, Oklahoma, ERISA attorney can help you determine what your timeline is for filing an appeal, but your plan should also explain the deadlines. Some plans specify a time limit of just 60 days, but most will allow up to 180 days to file an appeal after a denial. Some plans will even allow two appeals to be filed.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
Although there are a variety of methods that may be used for settling an ERISA claim through the court, mediation and trials are two of the most common. Many long term disability claims that are ERISA-based will settle through settlement conferences or mediation. These confidential meetings do not have the strict rules of the court. If a settlement is reached in a conference or mediation, that means that both sides have ultimately agreed on a settlement amount. You are allowed to walk away from the settlement discussion at any point and can not be manipulated or forced to settle your claim. However, once they are settled, they are final and can not be appealed.
If a case does not settle, it will proceed to trial. The trial will be a bench trial that takes place in front of a judge but without a jury. The judge will review the records and make a court decision, not a settlement. This means you will either win or lose. If the judge finds in your favor, the insurer will be required to pay monthly benefits from that point forward as well as any back benefits. You may also be awarded attorney fees. The insurer may still require you to prove periodically that you are still disabled and may be able to terminate benefits at a later date. If the judge does not find in your favor, you may be able to file an appeal with the United State Court of Appeals.
Even if the Social Security Administration has approved disability benefits for you, the disability plan through your employer may still deny you benefits. This often happens because the definition of disabled is not always the same for an insurance company as it is for the SSA. It is that definition that will determine whether your employer’s plan will have to pay benefits for your specific situation.
ERISA laws can be complex and confusing so having legal representation on your side can help ensure that your rights are protected. The attorneys at the Law Offices of J. Price McNamara have years of experience helping their clients navigate the complex legal system. Contact our office today to schedule a consultation.
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