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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Tonopah Long Term Disability Lawyer

If you suffer from a long term disability and are unable to work as a result, you may be able to apply for disability benefits under your long term disability insurance, which is governed under the Employee Retirement Income Security Act (ERISA). However, it is crucial that you work with an experienced attorney to file for these benefits, as your policy’s definition of “disability”—as well as some other caveats—can make all the difference in your case. ERISA claims are incredibly difficult to navigate without the assistance of an experienced attorney; in part, because insurance companies frequently act in bad faith in an effort to deny benefits. In those cases, you and your attorney will need to file an appeal.

At the Law Offices of J. Price McNamara, we have decades of experience advocating for those who are disabled in Tonopah, Arizona, and surrounding areas.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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How Does it Work?

Although long term disability is governed under ERISA, it is your insurance company that evaluates your benefits application, which involves an inherent conflict of interest, since they have an interest in denying your benefits. These are some of the common reasons your insurance policy will deny your application:

  • Your disability does not fit the insurer’s definition of disability:
  • You are not yet eligible to receive long term disability benefits because you are still in the “elimination period” and must first use up all of your short-term disability and sick time before filing for long term disability;
  • You did not also file for Social Security Disability Insurance benefits;
  • You provided insufficient medical evidence;
  • Your doctor’s statement was insufficient;
  • The insurance company’s medical experts disagree with your doctor; and/or
  • You missed the appeal deadline (most plans provide you with 180 days to appeal).

Once you have exhausted your own insurance company’s internal appeals process, then you can file a case in federal court. Note that the best time to hire an ERISA attorney to assist you with this process is before an administrative appeal of your claim.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Contact Our Arizona Long Term Disability Attorneys

No one is more familiar with how insurance companies work in this area than Price McNamara. Having previously worked for insurance companies, he knows the intricate ins and outs of how to get the job done for his clients, and our office handles cases on a contingent fee basis, so we only get paid if/when you get paid.

For these reasons, do not assume that it is too costly to fight back and appeal a denial. The law is on your side, and you have nothing to lose by fighting back. In addition, having someone by your side to protect your privacy is essential in these cases, as insurers will frequently collect highly personal records and expose background information about you in an effort to deny your claim.

Contact us today with any questions you have. We answer all questions FREE OF CHARGE.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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