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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Texas Short-Term Disability Insurance Lawyer

According to the Texas Department of Insurance, more than 2,000 insurance companies sell insurance products in the state. While you may presume that most act in good faith when it comes to upholding their end of an insurance policy, the unfortunate truth is that not all of them do.

In fact, many insured claimants are turned down for ERISA short-term disability benefits in Texas. Although the rationales can vary, Texas disability insurance companies often do this to save themselves money. When they are not paying on a claim, they are watching out for their bottom line.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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In many cases, these companies are acting on bad faith and jeopardizing the financial future of insured parties. Fortunately, an experienced ERISA attorney may be able to help you with such a scenario. If you were denied a claim for disability, a Texas ERISA short-term disability insurance lawyer could work with you to examine your provider’s reasons for rejecting their claim and advocate for your best interests and benefits.

Short-Term Disability Insurance Laws in Texas

Texas courts cannot decide whether an insured person should receive ERISA disability payments or not. However, they can decide whether an insurance company was abiding by other laws when they denied a claim for such benefits.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

There are actually no laws encoded in the Texas statutes that specifically address short-term disability insurance. Even still, under general Texas insurance laws, insurance companies are legally required to act in good faith and to honor their own contracts. When an ERISA short-term disability insurance carrier denies a claim, it is possible that they are acting in bad faith or breaching the policy contract with the insured.

A short-term disability insurance attorney in Texas could examine an ERISA claims denial to determine if the insurance carrier might be breaking any federal or state laws. If so, the rejected policyholder has the right to seek compensation for their claim in a court of law.

Elements of a Contract

According to Texas case law—in particular, Hallmark v. Hand, 885 S.W.2d 471, 476—a contract must have the following elements present whether a Texas ERISA short-term disability insurance lawyer is involved or not:

  • An offer – the insurance company has provided the terms of the potential contract such as premium amounts and when they need to be paid, as well as how much the benefit is for and under what circumstances the benefit would pay out
  • An acceptance of the offer – the applicant agrees to the insurance policy and signs documents either digitally or on paper
  • Communication that each party has consented to the terms of the agreement – the insurance carrier informs the insured party that their policy is now in place
  • The execution and delivery of the contract with an intent that it becomes mutual and binding on both parties – the insurance company provides the insured with policy documents

Speak with a Texas Short-Term Disability Insurance Attorney

Insurance companies in Texas that deny claims should be held accountable for their decision. By contacting a dedicated Texas short-term disability insurance lawyer, you could be treated with compassion and respect by a legal professional who knows how much of a financial burden and uncertain future you may be facing if your claim for short-term disability insurance is denied. Call today to get started reviewing your disability claim and get professional help with the next steps in the process.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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