Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
According to the Texas Department of Insurance, more than 2,000 insurance companies sell insurance products in the state. While you may presume that most act in good faith when it comes to upholding their end of an insurance policy, the unfortunate truth is that not all of them do.
In fact, many insured claimants are turned down for ERISA short-term disability benefits in Texas. Although the rationales can vary, Texas disability insurance companies often do this to save themselves money. When they are not paying on a claim, they are watching out for their bottom line.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
In many cases, these companies are acting on bad faith and jeopardizing the financial future of insured parties. Fortunately, an experienced ERISA attorney may be able to help you with such a scenario. If you were denied a claim for disability, a Texas ERISA short-term disability insurance lawyer could work with you to examine your provider’s reasons for rejecting their claim and advocate for your best interests and benefits.
Texas courts cannot decide whether an insured person should receive ERISA disability payments or not. However, they can decide whether an insurance company was abiding by other laws when they denied a claim for such benefits.
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
There are actually no laws encoded in the Texas statutes that specifically address short-term disability insurance. Even still, under general Texas insurance laws, insurance companies are legally required to act in good faith and to honor their own contracts. When an ERISA short-term disability insurance carrier denies a claim, it is possible that they are acting in bad faith or breaching the policy contract with the insured.
A short-term disability insurance attorney in Texas could examine an ERISA claims denial to determine if the insurance carrier might be breaking any federal or state laws. If so, the rejected policyholder has the right to seek compensation for their claim in a court of law.
According to Texas case law—in particular, Hallmark v. Hand, 885 S.W.2d 471, 476—a contract must have the following elements present whether a Texas ERISA short-term disability insurance lawyer is involved or not:
Insurance companies in Texas that deny claims should be held accountable for their decision. By contacting a dedicated Texas short-term disability insurance lawyer, you could be treated with compassion and respect by a legal professional who knows how much of a financial burden and uncertain future you may be facing if your claim for short-term disability insurance is denied. Call today to get started reviewing your disability claim and get professional help with the next steps in the process.
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