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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Texas Long Term Disability Denial Attorney 

Assisting Texans with Appealing a Denial of Long-Term Disability Benefits

An individual who has a long-term disability insurance policy may be eligible to obtain benefits in certain circumstances. Under most long-term disability policies, the insured must be able to demonstrate that he or she suffers from a long-term injury or illness that prevents him or her from working in any capacity, to recover benefits. If the insured is unable to satisfy this medical threshold, the insurance company will likely deny the benefits claim. 

If you or someone you care about has been denied benefits for a long-term disability, it is important to have a skilled team of lawyers on your side who can advocate for you and assist you with pursuing benefits in your case. The knowledgeable Texas long term disability lawyers at the Law Offices of J. Price McNamara can help you respond to a disability benefits denial and pursue benefits on your behalf. Please contact us today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

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Why are Claims for Long-Term Disability Benefits Denied?

There are several common reasons why long-term disability benefits claims are denied. One of the most common reasons for a claim denial is that the medical documentation provided with the application does not support a long-term disability. In order for an insured to obtain benefits, a health care provider must note, to a reasonable degree of medical probability, that the injury or illness from which the insured suffers prevents him or her from working in any capacity, and at any job. 

If a health care provider is not willing to make this statement or is otherwise not on board with the disability claim, the insurance company will deny the claim for insufficient medical documentation. On appeal, the insured will have an opportunity to submit additional medical documentation for the insurance company’s consideration. Once the administrative appeal has been filed, the insurance company will review any new documentation and make a decision. Some insurance companies allow only one round of administrative appeals, while other insurance companies allow two rounds. 

What are the Steps to Take Following an Administrative Denial?

Once an insured has administratively appealed the claim, and the disability claim has again been denied by the insurance company, the insured may appeal the matter to federal court. A federal appeal starts when the insured files a lawsuit in federal court against his or her insurance company. Once the lawsuit is filed and discovery concludes, a federal judge will have the final say on an insured’s entitlement to disability benefits. 

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Speak with a Texas Long Term Disability Denial Attorney Today

If you have been denied long-term disability benefits, you should contact the legal team at the Law Offices of J. Price McNamara as soon as possible. We will immediately review your case, as well as the related medical documentation, and present you with options for moving forward. 

To schedule a free case evaluation and legal consultation with a knowledgeable Texas long-term disability denial lawyer, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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