Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
Most private pension and health insurance plans are governed by the Employee Retirement Income Security Act (ERISA). This federal law was passed in 1974 to protect the rights and interests of the participants in such plans as well as beneficiaries.
Under ERISA, participants have the right to access and use their benefits under certain circumstances in accordance with plan documents and ERISA laws. However, employers and plan administrators sometimes attempt to prevent participants from using their benefits in an attempt to save money or reputation.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of…
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
These actions are illegal in many circumstances and fully warrant taking action with an experienced ERISA attorney’s help. If you believe you are facing retaliatory actions for accessing or attempting to access your ERISA benefits, it may be time to consult with an experienced Texas insurance claim retaliation lawyer about your legal options.
In addition to setting up ERISA benefit protections within 29 U.S.C. §§ 1001-1461, lawmakers also included provisions for when employers or administrators attempt to keep plan members from receiving their own benefits. Under ERISA §510, if filing a retaliation claim, an employee only needs to prove that there were intentional efforts made to keep or punish them for requesting access to their benefits or for receiving benefits.
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The claimant does not even need to prove that their employer was successful in their efforts to retaliate to have a valid claim, only that the efforts were made. Furthermore, ERISA §510 applies to both welfare benefit plans and pension benefit plans.
These protections cover employees who are attempting to or are receiving benefits under their plan as well as employees who may be testifying or taking part in an ERISA inquiry or proceeding. A Texas insurance claim retaliation attorney could be of significant help in interpreting ERISA regulations and determining how they apply to one’s situation.
In the interest of protecting their financial assets or even intimidating other plan members from using their benefits, employers or ERISA plan administrators may act in a manner meant to intimidate or punish ERISA claimants. Claimants who believe they might be experiencing retaliatory acts after filing an ERISA claim may find the services of a qualified ERISA retaliation lawyer in Texas beneficial.
Retaliatory actions may include but are not limited to:
To have a valid retaliatory ERISA claim, plan participants must prove that the retaliation was directly related to exercising their rights under ERISA or that it was done with the purpose of keeping them from getting their benefits under the plan. The intent of the employer or plan administrator must also have been to violate the retaliation statute or to hamper their rights under ERISA.
In a perfect world, all ERISA plan participants would be given their benefits without hassles or problems. Unfortunately, many such policyholders face retaliatory action after receiving or attempting to receive their benefits in compliance with the law and their plan.
If you believe you may be one of these unfairly treated participants, a seasoned Texas insurance claim retaliation lawyer could work to support your rights under federal ERISA law. Call today to schedule a consultation with an attorney who could be on your side from start to finish of your case.
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