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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Texas ERISA Disability Appeals Lawyer

Employers often offer their employees several benefits to make their jobs more lucrative. One of these benefits is commonly disability insurance. Short and long term disability insurance can generally be used if you become ill or injured and are unable to work for a long or indefinite period of time.

However, applying for disability benefits and getting approval for them can be difficult without an accomplished ERISA attorney’s assistance. In fact, the Office of Retirement and Disability Policy reports that approximately 53 percent of disability claims are denied each year. If you were among more than half of disability applicants who were denied benefits, you may be able to remedy your situation with help from a Texas ERISA disability appeals lawyer.


We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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ERISA Disability Insurance

The Employee Retirement Income Security Act (ERISA) is a federal law that governs group insurance policies, claims, and appeals. Enacted in 1974, this law covers most voluntarily established pension and insurance plans in the private sector and was created to provide protection for plan participants.

ERISA also grants participants a grievance and appeals process if they feel they were wrongly denied. Many times, however, these appeals are unsuccessful. However, an ERISA disability appeals lawyer in Texas may be able to help disability insurance claimants win their appeal.


Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

ERISA Disability Appeals Process

The appeals process under ERISA has strict requirements. If these requirements are not followed, the insured may lose their right to an appeal, and therefore lose their chances of receiving disability benefits altogether. Once the claimant has received notification that their claim was denied, they are given 180 days to file an appeal per 29 C.F.R. § 2560.503-1 (h)(3)(i).

Once a claimant submits their appeal, the insurance company must make a determination within 45 days of its receipt. In some cases, the insurance company may request an additional 45 days to make their determination, but they must give the applicant an explanation as to why the extension is needed and the estimated date that a decision will be given. Some plans may also allow for a second appeal if the first one is denied.

In order to move forward with litigation, insured parties seeking ERISA disability benefits historically had to file at least one appeal. However, for claims that are filed after January 1, 2018, the law has recently changed. This new law states that a claimant can file a lawsuit once their claim is “deemed denied”—in other words, when they determine their plan has not complied with the applicable regulations.

How a Texas ERISA Disability Appeals Attorney Could Help

While every claimant has the right to an appeal under federal ERISA law, the appeals process can be complicated and burdensome. Additionally, the majority of appeals are not successful. However, a Texas ERISA disability appeals lawyer may be able to increase your chances of a successful appeal.

Our insurance attorneys are well-versed in the ERISA disability claims and appeals process and could work to make sure that all of the steps to an appeal are followed correctly. Call today to find out how we could help in the appeals process for your ERISA disability claim.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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