Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
ERISA stands for the Employee Retirement Income Security Act, a set of laws passed in 1974 and expanded by later legislation that establishes protections for benefits provided by employers. Thanks to ERISA, employees in Shreveport have legal protection for benefits they rely on such as long term disability insurance, pension plans, and other programs provided by employers.
If you feel that your rights to benefits protected by ERISA were violated, you may have grounds to file a lawsuit against your employer. These claims may be complex, however, so it is often wise to consult a knowledgeable Shreveport ERISA lawyer for guidance. An experienced insurance attorney could evaluate your claim and provide representation at all stages of the process, from collecting necessary documentation to filing a claim and following through with appeals, if needed.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I want to say thanks to J. Price McNamara for the sound free advice he gave me related how to increase my chances of being approved for Long Term Disability of being denied. I must say after implementing elements of…
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
ERISA provisions are set forth in federal statutes, starting at 29 U.S.C. §1001. These laws do not require employers to provide retirement plans, healthcare plans, and other benefits, but they do establish standards for those plans when employers offer them to their workers. Under ERISA, plans must:
• Provide employees with sufficient information about plan provisions, funding of the plan, and other aspects of the plan
• Be managed prudently by administrators in compliance with fiduciary responsibilities
• Have processes in place to handle grievances and appeals
• Allow participants to sue administrators for breach of fiduciary duty
• Enable participants to appeal denials of healthcare and other benefits
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
Following the enactment of the original ERISA provisions in 1974, Congress added further protections for those participating in healthcare plans, including their families. The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), for instance, makes it possible for covered employees and their families to continue healthcare coverage for a certain length of time after employment has ended. In addition, the Health Insurance Portability and Accountability Act of 1996 (HIPAA) provides added anti-discrimination protection to employees with pre-existing conditions and other factors.
ERISA permits employees who believe their rights were violated to file a lawsuit or take other action to enforce their rights. This includes situations where they believe their employer or carrier mismanaged pension funds or denied them healthcare benefits.
In many instances, enforcement of ERISA protections in Shreveport involves filing a lawsuit in federal court. For certain situations, however, there are administrative appeals which employees must exhaust before they have the right to file a lawsuit. When a plan insurer denies long term disability benefits, for example, the denial must be addressed in an administrative hearing before the matter can move to federal court.
This administrative hearing enables an employee to provide detailed evidence to support a disability claim, so it is important to take full advantage of this opportunity, ideally with assistance from an ERISA lawyer in Shreveport. In a lawsuit, plaintiffs often do not have an opportunity to provide additional evidence in this way.
Although ERISA provides important protections to employees, it can be difficult to understand exactly what is protected and how to enforce those protections. That is where an experienced Shreveport ERISA lawyer may be able to offer valuable assistance.
If you have concerns about the management of your pension fund, a qualified attorney may be able to investigate the situation to determine whether you and other employees may have grounds for a lawsuit. Likewise, if you were denied healthcare benefits, a lawyer familiar with ERISA claims could assist in creating the strongest possible case for recovery and then advocate on your behalf to help reach a beneficial result. For more information about how a Shreveport ERISA lawyer could help in your particular situation, call today to set up a consultation.
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