Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.
It is no secret that insurance companies are in business to make money, and from their perspective, it may make sense for them to delay or avoid paying claims to keep costs down. However, when those delays and denials are patently unfair, they may cross the line into what is known as “bad faith.”
State law prohibits insurers from engaging in unfair practices in violation of their good-faith obligations to policyholders. If your insurance company has treated your claim in bad faith, you may be entitled to compensation in addition to the amounts owed under your policy.
Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.
Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.
Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.
After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.
It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.
Price McNamara began his law practice in 1990 representing insurance companies.
In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.
His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.
“Price showed no fear. The only thing I can use to actively describe what I saw that day in court was someone standing there protecting our family and fighting for them at the same time…he took control of the situation and was truthful.”
“It was a smooth process. I didn’t have to guess about what was going to happen next…I was reassured that he was going to do the right thing. I was reassured that he was looking out for me.”
“He was ready to fight for me…I felt like he had my best interest in mind. It wasn’t just for the paycheck at the end.”
“Price worked for an insurance company in the past and now he’s working against the insurance company so it was because of that we trusted that he knew how an insurance company worked and how to fight them.”
“I feel blessed that I can help turn things around for my clients who have been denied that piece of mind of financial stability and we make sure that the insurance company and the court realize that these are actual people, these are families that are suffering greatly.”
I needed an attorney with a specific specialty and Price McNamara was definitely the right choice. His representation was based on principles that are probably unsurpassed by any other attorney in the field. McNamara represents individuals, not big-money corporations, like…
I found Mr. McNamara to be practical and efficient. He did what I needed in a reasonable amount of time, keeping me well informed and with excellent results. He communicated with me clearly and on a timely basis. I will…
I am a current client of Mr. McNamara’s. He is very accessible and responds to my emails and phone calls in a timely manner. I find him to be very professional and knowledgeable, as well as ready, willing and able…
I am an attorney. Price represented me, and in a separate suit represented my daughter, for injuries. He moved the cases at lightning speed and obtained maximum recovery. I was grateful and surprised. I would recommend Price to anyone who…
I would recommend Mr. Mcnanmara to anyone at any time. He was the best attorney that my family and I came in contact with. About three years ago we had a very tragic, accidental death in our family and the…
Price and Sara are great. They helped us in a time of need. Their communication was always spot on and I never felt out of the loop with what was going on with our case.
Price is very professional, honest, and reliable. Whatever he says, he will follow through with the utmost integrity. He will turn over every stone and pays close attention to even the smallest detail. I’m glad I secured his services.
Without going into the painful details regarding the reason for having to hire Price, his compassion and communication helped my family during an extremely difficult time. If you need legal help because you or a family member was injured by…
My client’s cause for an ERISA accidental death and dismemberment denial lawsuit began when both Esther and her husband were involved in a tragic head-on collision with an 18-wheeler. This tragic accident resulted in severe injuries to Esther, as well as David’s untimely death.
Our client, a young husband with two children, sustained closed-head brain injury as a result of an automobile accident. The at-fault driver’s insurance company initially refused to pay, but shortly before trial, agreed to pay the entirety of its insurance policy limits of $2,000,000.
Our client was a floor hand and Jones Act seaman who suffered a shoulder injury while working for Blake Offshore, LLC. Suit was filed in federal court in New Orleans. Blake and its insurance company offered relatively little in settlement, so the case proceeded to trial.
Our client sustained a fractured hip and reduced ability to earn wages in the future as a result of an accident sustained on the offshore drilling rig to which he was assigned. Suit was filed in federal court in New Orleans.
To learn what may be possible in your case, it is a good idea to talk to a Shreveport bad-faith insurance lawyer. A knowledgeable insurance attorney could evaluate your case and advise you of your options for redressing the wrongs done to you.
When a policyholder can demonstrate that an insurance company failed to fulfill duties owed under their policy, they may be able to file a bad-faith insurance claim. If the court finds that the insurer acted in bad faith, the policyholder may be entitled to receive compensation to cover a variety of related consequences, possibly including:
Our number-one goal is getting you and your family back to financial security as soon as possible.
Complete the confidential form for a free, no obligation case evaluation and we’ll tell you how we can help.
At the very least, filing a bad-faith claim may prompt an insurance company to pay any benefits they were withholding. It may alternatively be possible with the assistance of a Shreveport bad-faith insurance attorney to negotiate a settlement to provide additional compensation before a case goes to trial.
When long term disability insurance is at issue, it makes a difference whether the policy was purchased personally or provided through an employer. If the policy is a group policy offered through the employer, its provisions are governed by the federal Employee Retirement Income Security Act of 1974, often known as ERISA.
If a long term disability insurance policy in Shreveport was purchased directly by the consumer, then state laws will apply, including bad-faith statutes and laws involving contract interpretation. For instance, La. Stat. Ann. §22:1973B(5) specifies that an insurer breaches a duty of good faith owed to policy holders by “[f]ailing to pay the amount of any claim due any person insured by the contract within sixty days after receipt of satisfactory proof of loss from the claimant when such failure is arbitrary, capricious, or without probable cause.”
Certain damage awards, such as punitive damages, may be available through a successful claim brought under state law but not a claim brought under ERISA or other federal laws. In addition, procedures for handling a lawsuit under ERISA are different as well. A claimant must first appeal a denial through administrative channels before filing a lawsuit, and the trial would be held in federal rather than state court.
Insurance is complicated, and the laws regulating bad faith and other insurance issues are equally complex. So, if you have suffered damages due to the bad faith of your disability insurance provider, it is wise to seek advice from an attorney with experience in this unique area of law.
A dedicated Shreveport bad-faith insurance lawyer could analyze the circumstances of your case to determine your options for recovery. In many instances, because of policy provisions, time is of the essence when it comes to taking legal action, so schedule a consultation as soon as possible to ensure your case can proceed.
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