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Seneca, South Carolina Long Term Disability Lawyer

Seneca, South Carolina Long Term Disability Lawyer

If you have become disabled and can not work, know that you have options via long term disability insurance through your employer. Long term disability is available to provide you and your family with support at this time. However, it can be difficult to obtain without the assistance of an experienced attorney who works on long term disability benefits under the Employee Retirement Income Security Act (ERISA).

At the Law Offices of J. Price McNamara, we have devoted our entire practice to assisting our clients with obtaining long term disability benefits. We provide free consultations with free case assessments and are not paid a dime unless you first receive the benefits you need. When it comes to ensuring that you file the best application possible, you have every reason to work with one of our experienced attorneys.

The Most Common Reasons People Need Long Term Disability

The most common reasons that people file for long term disability include the following conditions:

  • Musculoskeletal issues, such as muscle disorders, back pain, joint pain, and arthritis;
  • Cancer;
  • Heart problems and cardiovascular issues;
  • Back pain;
  • Depression and mental disorders;
  • Diabetes; and
  • Disabilities obtained due to being involved in an accident.

How Disability Works

The average amount of time that a long term disability takes is almost three years away from work. Typically, long term disability payments take over when short-term disability payments have run out, which is usually between three and six months. Long term disability typically pays anywhere between 50 and 60% of your salary, but that—as well as how many years you can collect benefits—depends upon the fine print of your particular employer’s policy. In addition, when employers pay for the policy, you will usually have to pay income taxes on the benefits. Also keep in mind that, even if you are only partially disabled, you may still be able to obtain full disability benefits if you are only making a percentage of what you previously made.

Contact Our Seneca, South Carolina ERISA and Long Term Disability Attorneys

There is every reason to work with an experienced long term disability/ERISA lawyer, and no reason to try and figure out the application and/or appeals process on your own. At the Law Offices of J. Price McNamara, we do not get paid a dime unless and until you are paid your benefits; at that point, we work on a contingent fee basis. Contact us today to find out more.

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