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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

Savannah ERISA Lawyer

Many employers in Savannah and throughout Georgia use the lure of benefit packages to draw qualified employees to their businesses. It is rare for a worker to decide on a place of employment without regard for these perks. However, while these packages can provide valuable benefits to employees, the fact that they are attached to employment complicates situations in which a policyholder may need to dispute a claim denial. This is because a federal law known as the Employee Retirement Income Security Act (ERISA) controls all employer-provided benefit plans. These can include retirement plans, health insurance, and even life insurance. ERISA establishes a set of baseline standards to which all plan providers must adhere, but it also places an additional burden on policyholders that can complicate and lengthen any dispute. Contact a Savannah ERISA lawyer to begin investigating your options.

 

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

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About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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A dedicated ERISA lawyer may be able to help. They could examine the potential reasons for your claim denial and work to identify an effective plan of action. Call and schedule an appointment as soon as possible to get started on your case.

What is ERISA and How does it Affect Benefit Plans?

ERISA is a federal law first enacted in 1974. Originally intended to regulate employer-provided retirement plans, amendments to the law have expanded its scope to include any employer-provided benefit plan. Since most workplaces provide these plans and some employers are even required to, many employees are subject to ERISA laws.

 

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

ERISA most directly affects policyholders by creating an obligation for plan administrators to enact an internal appeals process for any plan dispute. While this may seem like a benefit to policyholders, it could also slow down the entire process.

While people who purchase individual plans have the right to immediately ask a court to intervene in a dispute, ERISA regulations state that all internal insurance company procedures must be exhausted before a court can hear a case. A Savannah ERISA lawyer could help claimants better understand ERISA and how it affects their claims.

Seeking Relief in Court

At its core, every insurance plan is a contract between a policyholder and their plan’s administrator. In exchange for the payment of regular premiums, the policyholder expects that the administrator will provide benefits if they ever need them. This can include paying for necessary medical care, providing retirement income, or paying out a death benefit.

Because these plans are contracts, either party may ask a court to enforce that contract. However, as discussed above, policyholders must first go through the appeal procedure created under the mandate of ERISA. Once this is complete, the policyholder can ask a United States District Court in Savannah to hear the case.

How a Savannah ERISA Attorney Could Help

Pursuing benefits under a plan controlled by ERISA can be complex and frustrating. In addition to dealing with the usual problems involved with insurance disputes, you must also undergo an often-futile appeal process before you can even ask a court to get involved. Still, this process is non-negotiable for any plan an employer provides that falls under the jurisdiction of ERISA.

A Savannah ERISA lawyer could provide essential support with every step of this procedure by working to ensure you understand how ERISA affects your case. They could also help you exhaust all the required internal appeals and, if necessary, pursue your case in a United States District Court to demand enforcement of your insurance policy. Contact an attorney today to discuss your options.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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