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RECOVER YOUR DENIED INSURANCE BENEFITS

LET A FORMER INSURANCE COMPANY ATTORNEY
GUIDE YOU

Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

San Antonio Long Term Disability Lawyer

Assisting Individuals in San Antonio, Texas with Making a Claim for Long Term Disability Benefits or Appealing a Denial of Benefits

What is long term disability insurance? Simply stated, it is insurance that helps mitigate the financial burden an individual experiences when they suffer a serious injury or illness and are unable to return to work as a result of that injury or illness. Due to the complexity and difficulty of filing a claim successfully and obtaining approval for a claim, one should obtain representation by an experienced San Antonio long term disability lawyer prior to beginning the process. 

Attorney J. Price McNamara of the Law Offices of J. Price McNamara can guide you through the process and answer all of your legal questions. Please contact us online today for more information about how we could help.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.

FREE CASE CONSULTATION

About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

Client Testimonials

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How Long Term Disability Insurance Works

Long term disability insurance, commonly referred to as “LTD,” is usually provided as a benefit to employees by employers, or it can be purchased privately. LTD is available to cover a variety of health conditions and disabilities such as:

  • Vision loss
  • Hearing loss
  • Mental illness
  • Parkinson’s Disease
  • Cancer
  • Serious back injuries
  • Multiple sclerosis

Unlike other types of insurance coverage, which is regulated by state law, long term disability insurance is governed by federal law – more specifically, the Employee Retirement Income Security Act, which is commonly known as “ERISA.” A San Antonio long term disability lawyer can even the playing field for people seeking coverage and benefits and who are suffering from debilitating conditions.

ERISA Provides Unfair Advantages to Insurance Companies

People making claims under a long term disability insurance policy often find that meritorious claims are denied by insurance companies in bad faith. These individuals might also find that after a year or so, an insurance company will cease paying benefits, claiming that the medical condition has improved and that therefore, coverage is no longer needed.  

The reason insurance companies can get away with this is that long term disability insurance policies are regulated by ERISA, which is highly favorable to insurance companies since it preempts all state laws. Stated simply, ERISA precludes an individual seeking long term disability benefits from filing a lawsuit in state court and instead, forces him or her into federal court. There, the individual is not entitled to a jury trial, and a federal judge must ultimately decide the outcome of the case.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Call a San Antonio Long Term Disability Lawyer Today

While the Employee Retirement Income Security Act may make it seem impossible to succeed with a long term disability claim, a San Antonio long term disability lawyer can increase your chances of success. Attorney J. Price McNamara of the Law Offices of J. Price McNamara can assist you with preparing and filing your initial claim. Assuming your claim is denied, Attorney McNamara can appeal the denial, file a lawsuit, or negotiate a settlement.

If you or a family member needs long term disability benefits, do not allow your health and economic welfare to be left to the mercy of an insurance company that legally has no incentive to cooperate. Effective and competent legal representation significantly increases your chances of success. 

To schedule a free legal consultation and case evaluation with an experienced San Antonio long term disability lawyer, contact us online today for more information.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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