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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

San Antonio Life Insurance Denial Attorney 

Assisting Residents of San Antonio with Appealing a Denial of Life Insurance Benefits after Filing a Claim

Insurance companies will often look for any reason that they possibly can to deny all kinds of insurance benefits, including benefits for life insurance. Insurance companies try and deny these claims so that they can keep their money in-house and distribute it to their shareholders. Insurance companies do not make money when they pay out a life insurance claim or another type of claim.

If you are the designated beneficiary under a policy of life insurance and the insurance company has denied you the benefits that you deserve, a San Antonio life insurance denial attorney at the Law Offices of J. Price McNamara is ready to help you appeal your claim denial here and now. Please contact us online today for more information and to schedule a free case evaluation and legal consultation. 

Common Reasons for Life Insurance Claim Denials

There are several reasons why claims for life insurance benefits are denied on a regular basis. First of all, the insurance company might contend that the life insurance policy at issue was not in effect at the time when the insured individual died. This could be for one of several reasons. For example, the insurance company may contend that the insured failed to pay his or her premiums during the policy lifetime, and consequently, the policy was not in effect at the time of the insured’s death.

Another common reason for claim denials is misrepresentations on the initial application for life insurance benefits. For example, the insured may have allegedly misrepresented the state of his or her health at the time of filing the application for life insurance benefits. Moreover, the insured may have failed to disclose a pre-existing medical condition or illness that would have impacted his or her eligibility for insurance benefits.

Finally, the insurance company might allege that the beneficiary did not make his or her claim for benefits within the time period prescribed by the insurance company — or that the beneficiary did not attach the necessary documentation in support of his or her claim.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

See How We Have Helped Others In Situations Just Like Yours.

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What You Can do if Your Claim for Benefits is Denied

If your life insurance claim for benefits has been denied, there are several actions that you may be able to take. First, you should review the denial letter which the insurance company sends you. This letter should set out with specificity the reasons why your life insurance claim for benefits was denied.

You might also be able to file an administrative appeal of the benefits denial with your insurance company. During this stage, the insurance company will review any additional documentation that you provide and make a decision about your entitlement to life insurance benefits. If the administrative appeals process does not work, you may be able to file a lawsuit against the insurance company in federal court.

Our number-one goal is getting you and your family back to financial security as soon as possible.

Contact Us Today. We Can Help You.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Call a San Antonio Life Insurance Denial Attorney

The legal team at the Law Offices of J. Price McNamara is ready to help you respond to a life insurance benefits denial. To schedule a free case evaluation and legal consultation with an experienced San Antonio life insurance denial lawyer, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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