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Long Term Disability / Life /
Accidental Death / ERISA

Our past years of representing insurance companies taught us a thing or two about how they work behind the scenes. Let our experience work for you.

San Antonio Life Insurance Benefits Lawyer

Assisting Individuals in San Antonio with Recovering Life Insurance Benefits under an Insurance Policy

Many people acquire life insurance benefits through an employer-sponsored life insurance plan. If an employer sponsors your life insurance plan, it is likely that the plan is covered under the Employee Retirement Income Security Act of 1974, which is commonly known as ERISA

Unfortunately, the ERISA statute has many drawbacks for individual insureds, and it is highly favorable to insurance companies and employers. If you are the beneficiary under a life insurance policy and are interested in pursuing a claim for life insurance benefits, you should contact a San Antonio life insurance benefits lawyer as soon as possible at the Law Offices of J. Price McNamara. Please contact us online today for more information and to schedule a free case evaluation and legal consultation.

We answer any questions
you have FREE OF CHARGE.

(866) 248-0580

Receiving a bill should never be the first step in getting help. Our firm knows that when dealing with an ERISA, long term disability or insurance claim, what you need is answers, and we are here to provide them free of charge.

Our firm welcomes telephone calls or the opportunity to visit with you in person to answer any questions you may have. We also provide FREE comprehensive case reviews. There is no obligation to hire us as your ERISA attorney.

Why I Love Our Mission Of
Helping People Like You…

Too much is at stake to guess about the best approach and strategy for fighting your denied insurance claim — years and years of financial security.

After spending years representing insurance companies, we don’t guess. We know their playbook and how they work behind the scenes. Using that knowledge, we’ve developed our own Clear Advantage Process for fighting claims.

It’s personally satisfying to use what I’ve learned as an insurance company insider, now for the good — helping families reverse unfair denials of insurance benefits they paid for, need and deserve.


About J. Price McNamara

Price McNamara began his law practice in 1990 representing insurance companies.

In 1995, Mr. McNamara founded McNamara Law Offices, where he represents people across the U.S. who are wrongfully denied long-term disability insurance, life insurance, and accidental death insurance benefits, with special focus on ERISA claims and lawsuits.

His is a member of the Louisiana and Texas Bars, with office locations by appointment only in Baton Rouge, Metairie, and Houston. He lives in Baton Rouge, Louisiana with his wife and their three children.

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How Life Insurance Policies Usually Work

Under a policy of life insurance, there are several parties. The insured is the individual who takes out the policy and who pays premiums during the lifetime of the policy. These premiums keep the policy active and ensure that a beneficiary will be able to collect on the policy once the insured dies. Also, when the insured takes out the policy, he or she will designate one or more beneficiaries who will later be able to collect on the policy.

The beneficiary or beneficiaries under a policy of life insurance are the individuals who can make a claim when the insured passes away. In theory, at least, the insurance company will then make a lump-sum payment to the beneficiary or beneficiaries. However, in some instances, insurance companies will find a reason to deny the beneficiary the benefits he or she deserves under the life insurance policy.

Our number-one goal is getting you and your family back to financial security as soon as possible.

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Baton Rouge Office

10455 Jefferson Hwy,
Suite 2B
Baton Rouge, LA 70809
Phone: (225) 201-8311
Fax: (225) 201-8313
(By Appointment)

New Orleans Office

4141 Veterans Memorial Blvd.
Suite 212
Metairie, LA 70002
Phone: (504) 458-8455
Fax: (225) 201-8313
(By Appointment)

Houston Office

363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Phone: (713) 439-0339
Fax: (225) 201-8313
(By Appointment)

Using the Appeals Process to Pursue Life Insurance Benefits

Insurance companies sometimes find a reason to deny a person’s life insurance benefits under a policy. It is in the insurance company’s best interest to limit payouts since this is the way an insurance company saves the money it collects from premium payments. 

An insurance company may deny life insurance benefits if the circumstances of the insured’s death fell within a policy exclusion, or if there was a material misrepresentation of fact on the insured’s initial application for insurance benefits. For example, the insured may have failed to disclose a pre-existing physical or mental condition on the application.

If the insurance company denies your claim for life insurance benefits, you may be able to appeal that denial decision. The insurance company’s denial letter will lay out the specific steps that you must take in order to administratively appeal a benefits denial. 

In some cases, if you are not successful at the administrative level, you may be able to appeal the decision to the federal court. You can do this if the life insurance policy was obtained through the insured’s employer, in which case the federal ERISA statute will control.

An experienced San Antonio life insurance benefits lawyer will do everything possible to help you pursue and obtain the life insurance benefits to which you are entitled under the insurance policy. If necessary, a lawyer can also assist you throughout the appeals process.

Speak with a San Antonio Life Insurance Benefits Lawyer Today

At the Law Offices of J. Price McNamara, our legal team is ready to assist you with pursuing the life insurance benefits you need. To schedule a free case evaluation and legal consultation with a knowledgeable San Antonio life insurance benefits lawyer, please contact us online today.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Testimonials are not a guarantee, warranty, or prediction of the outcome of your case. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.

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